Martin County property record for 309 SE Ethan Ter, Stuart, FL 34997 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,034 sqft · built 2010 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $705,000 (Jun 2019) |
| Tax Bill | $10,273 (2024) |
| Deeds & Mortgages | Jun 2019 Sale & Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 617590 |
| Primary APN | 617590 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,034 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Masonite/Cement Shake |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 752 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 905 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 617590 |
|---|---|
| Street Address | 309 SE ETHAN TER |
| City | STUART |
| State | FL |
| Zip | 34997-2827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 PLAT 1 TRES BELLE PUD (PB 16 PG 4) |
| Legal Range | 41E |
| Legal Township | 39S |
| Legal Section | 04 |
| Legal Subdivision | TRES BELLE |
| Legal Lot Number | 4 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 1108 |
Source: Martin County records · APN 617590
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 309 SE ETHAN TER, STUART, FL 34997-2827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2019 | Warranty Deed, Transfer · ARM MORGAN STANLEY PRIVATE BANK NA |
| Nov 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage JOHN NADEUA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 27, 2019 · Amount on Record |
| Deed Sale | Jun 27, 2019 · Amount on Record |
| Prior Sale | Jul 26, 2010 · Amount on Record |
| Deed Document Number | 0003068215 |
| Deed Book / Page | 3068 / 215 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Jun 27, 2019 |
| Property Address | 309 SE ETHAN TER, STUART, FL 34997-2827 |
| Document Number | 0030680215 |
| Book / Page | 3068 / 0215 |
| Map Reference | MB 16 PG 4 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 2762386 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,935.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 309 SE ETHAN TER, 309, STUART, FL 34997-2827 |
| Name | Verified Name |
|---|---|
| Address | 309 SE ETHAN TER, STUART, FL 34997-2827 |
| Document Number | 0003068218 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 3068/218 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Nov 15, 2017 |
| Property Address | 309 SE ETHAN TER, STUART, FL 34997-2827 |
| Document Number | 0029591789 |
| Book / Page | 002959 / 001789 |
| Instrument Date | Nov 08, 2017 |
| Instrument | 2664774 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,683.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 309 SE ETHAN TER STUART FL 349972827, STUART, FL 34997-2827 |
| Document Number | 29591792 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 002959/001792 |
| Instrument | 2664775 |
| Name | JOHN NADEUA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $658,655 (+5.99%) | $958,300 (-4.04%) Land $300,000 Building $658,300 | |
| 2024 | $10,273.00 (+1.74%) | ||
| 2023 | $10,097.00 (+3.43%) Additional exemption filed | $621,450 (+3%) | $998,650 (+24.27%) Land $365,000 Building $633,650 |
| 2022 | $9,762.00 Homeowner's exemption | $603,350 | $803,640 Land $284,200 Building $519,440 |
Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 247 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 247 in force 224 of 247 on primary residences |
| Nearby Flood Claims | 3 (1995–2004) |
| Most Recent Claim | Sep 2004, rainfall accumulation, Hurricane Frances |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,266 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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