309 Sand Rd, Columbus, MS 39702 Property Records

Lowndes County property record for 309 Sand Rd, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,396 sqft · built 1960
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$83,000 (Oct 2019)
Tax Bill	$1,011 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`55W150000500`

Property Details

APN / Parcel Number

Primary APN	`55W150000500`
Alternative APNs	`010072` `10072`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,396 sqft Adjusted Area
1st Floor Area	1,388 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Account Number	010072
Street Address	309 SAND RD
City	COLUMBUS
State	MS
Zip	39702-2900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 NE4 309 SAND RD
Legal Range	18W
Legal Township	18S
Legal Section	11
Legal Subdivision	RIVERDALE SUBDIV
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1033
Census Tract	405

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 SAND RD, COLUMBUS, MS 39702-2900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Warranty Deed, Transfer HOMEPATH MTG LLC
Nov 21, 2018	Deed of Trust, Mortgage · Line of Credit BANKFIRST FIN'L SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2019 · Amount on Record
Deed Sale	Oct 23, 2019 · Amount on Record
Deed Document Number	0020197829
Deed Book / Page	2019 / 7829
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Oct 23, 2019
Property Address	309 SAND RD, COLUMBUS, MS 39702-2900
Document Number	0020197829
Book / Page	002019 / 007829
Instrument Date	Oct 21, 2019
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SAND RD COLUMBUS MS 397022900, COLUMBUS, MS 39702-2900

Mortgage

Document Number	20192495
Date	Oct 23, 2019
Book Page	002019/022495

Lender

Name	HOMEPATH MTG LLC
Address	30 ROCKINGHAM LN, OAK RIDGE, TN 37830-9033

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	309 SAND RD, COLUMBUS, MS 39702-2900
Document Number	0020185173
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 LACY RD COLUMBUS MS 397029044, COLUMBUS, MS 39702-9044

Mortgage

Document Number	0020185173
Date	Nov 29, 2018
Book Page	002018/025173

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 28, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,011.00 (+1.61%) Homeowner's exemption	$8,031 (+18.57%)	$80,310 (+18.57%) Land $2,130 Building $78,180
2024	$995.00 (+19.74%)
2023	$831.00 Homeowner's exemption	$6,773	$67,730 Land $2,130 Building $65,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	4 (2009–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: 4-County Fiber, AT&T.

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