Williamson County property record for 309 Saint Andrews Dr, Franklin, TN 37069
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,505 sqft · built 1992 |
| Lot Size | 0.582 acres (25,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $845,000 (Mar 2025) |
| Tax Bill | $3,260 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 094015M F 00400 |
| Primary APN | 094015M F 00400 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,505 sqft |
| Gross Area | 5,439 sqft |
| 1st Floor Area | 1,948 sqft |
| 2nd Floor Area | 1,557 sqft |
| Basement Area | 1,934 sqft |
| Finished Basement | 853 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 25,360 sqft (0.582 acres) |
| Lot Dimensions | 317 ft deep x 80 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 120 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 309 SAINT ANDREWS DR |
|---|---|
| City | FRANKLIN |
| State | TN |
| Zip | 37069-7048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD TEMPLE HILLS SEC 10-A PB 10 PG 85 LOT 1045 |
| Legal Subdivision | TEMPLE HILLS |
| Legal Lot Number | 1045 |
| Jurisdiction | WILLIAMSON TN |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 50403 |
309 Saint Andrews Dr is owned and occupied by an individual who bought it in March 2025.
Source: Williamson County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 309 SAINT ANDREWS DR, FRANKLIN, TN 37069-7048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOAN PRONTO INC |
| Sep 19, 2025 | Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK OF TENNESSEE |
| Jan 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2025 · Amount on File |
| Deed Sale | Mar 6, 2025 · Amount on File |
| Prior Sale | Apr 8, 2008 · Amount on File |
| Deed Document Number | 25006588 |
| Deed Book / Page | 9677 / 413 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 309 SAINT ANDREWS DR, FRANKLIN, TN 37069-7048 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 309 SAINT ANDREWS DR, FRANKLIN, TN 37069-7048 |
| Document Number | 0098480392 |
|---|---|
| Date | Oct 13, 2025 |
| Book Page | 9848/392 |
| Instrument | 25033025 |
| Name | LOAN PRONTO INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28208 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.49% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.4% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 309 SAINT ANDREWS DR, FRANKLIN, TN 37069-7048 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 309 SAINT ANDREWS DR, FRANKLIN, TN 37069-7048 |
| Document Number | 0098300133 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 9830/133 |
| Instrument | 25030339 |
| Name | SOUTHERN BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | BRENTWOOD, TN 37027 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 15, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 309 SAINT ANDREWS DR, FRANKLIN, TN 37069-7048 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0088680339 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 8868/339 |
| Instrument | 22000525 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 309 Saint Andrews Dr was $3,260, down 44.6% from the year before.
Source: Williamson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Williamson County |
| Unified School District | Williamson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,260.00 (-44.56%) | $250,775 Land $75,000 Building $175,775 | $1,003,100 Land $300,000 Building $703,100 |
| 2024 | $5,880.00 (+1%) | ||
| 2023 | $2,940.00 | $156,375 (-) Land $31,250 Building $125,125 | $625,500 (-) Land $125,000 Building $500,500 |
| 2022 | $2,940.00 | $156,375 Land $31,250 Building $125,125 | $625,500 Land $125,000 Building $500,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 309 Saint Andrews Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2010–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Saint Andrews Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARPETH VALLEY U.D. serves 65,518 people · EPA ID TN0000286 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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