309 S Third St, Ashkum, IL 60911 Property Records

Iroquois County property record for 309 S Third St, Ashkum, IL 60911

Property Summary

Property Type	Single Family Home
Lot Size	0.302 acres (13,196 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Aug 2025)
Tax Bill	$2,821 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10 28 326 022`

Property Details

APN / Parcel Number

Primary APN	`10 28 326 022`

Exterior

Lot Area	13,196 sqft (0.302 acres)

Location & Zoning

Street Address	309 S THIRD ST
City	ASHKUM
State	IL
Zip	60911-6078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 2, 4 & 6 EX 87.5' & S 25' LTS 1, 3 & 5 BLK 97
Legal Block	97
Legal Lot Number	1-6
Jurisdiction	IROQUOIS IL
Township / Civil Division	ASHKUM
Census Block Group	2
Census Block	2059
Census Tract	950300

Owner

Source: Iroquois County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 S THIRD ST, ASHKUM, IL 60911-6078
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ELITE COMMUNITY CU
Jun 25, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	20252858
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	309 S THIRD ST, ASHKUM, IL 60911-6078
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	STANDARD LAND TITLE COMPANY, STANDARD TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00024R1101
Date	Apr 9, 2024
Instrument	24R1101

Lender

Name	ELITE COMMUNITY CU
Type	Credit Union
Address	BOURBONNAIS, IL 60914

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 4, 2034

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jun 25, 2019
Property Address	309 S THIRD ST, ASHKUM, IL 60911-6078
Document Number	19R1815
Instrument Date	Jun 21, 2019
Instrument	19R1815
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	309 S THIRD ST, ASHKUM, IL 60911-6078

Mortgage

Document Number	19R1816
Date	Jun 25, 2019
Instrument	19R1816

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Ashkum Village
County	Iroquois County
County Subdivision	Ashkum Township
Unified School District	Central Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,821.00 (-7.81%)	$65,050 (+30.57%) Land $6,920 Building $58,130	$195,150 (+30.57%) Land $20,760 Building $174,390
2022	$3,060.00 Homeowner's exemption	$49,820 Land $5,290 Building $44,530	$149,460 Land $15,870 Building $133,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	16 (1982–2018)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHKUM serves 800 people · EPA ID IL0750050
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb
Copper	1.96 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Apr 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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