309 S Stonegate Dr, Seneca, SC 29678 Property Records

Oconee County property record for 309 S Stonegate Dr, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,298 sqft · built 2013
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Tax Bill	$1,979 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`255-07-01-010`

Property Details

APN / Parcel Number

Primary APN	`255-07-01-010`
Alternative APN	`1069673`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,298 sqft Living Area
1st Floor Area	1,298 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Traditional
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1069673
Street Address	309 S STONEGATE DR
City	SENECA
State	SC
Zip	29678-1873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 STONEGATE PHASE II (0.182 AC)
Legal Phase	2
Legal Lot Number	18
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	2
Census Block	2006
Census Tract	30702

Owner

309 S Stonegate Dr is owned and occupied by an individual.

Source: Oconee County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	309 S STONEGATE DR, SENECA, SC 29678-1873
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · Line of Credit SC STATE FCU
Sep 16, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage MORIA DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	309 S STONEGATE DR, SENECA, SC 29678-1873
Document Number	0040040185
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 S STONEGATE DR SENECA SC 296781873, SENECA, SC 29678-1873

Mortgage

Document Number	0040040185
Date	Aug 12, 2020
Book Page	004004/000185

Lender

Name	SC STATE FCU
Address	COLUMBIA, SC 29202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 11, 2045

Interest

Rate Type	Adjustable Rate

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Sep 16, 2019
Property Address	309 S STONEGATE DR, SENECA, SC 29678-1873
Document Number	0025030083
Book / Page	002503 / 000083
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 S STONEGATE DR SENECA SC 296781873, SENECA, SC 29678-1873

Mortgage

Document Number	38710217
Date	Sep 16, 2019
Book Page	003871/000217

Lender

Name	MORIA DEVELOPMENT
Type	Construction/Development Company
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 309 S Stonegate Dr was $1,979.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,979.00	$6,140 Land $1,152 Building $4,988	$153,510 Land $28,800 Building $124,710
2023		$6,140 Land $1,152 Building $4,988	$153,510 Land $28,800 Building $124,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 S Stonegate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 S Stonegate Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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