Kittitas County property record for 309 S Ruby St, Ellensburg, WA 98926
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,382 sqft · built 1910 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Jun 2018) |
| Tax Bill | $2,916 (2025) |
| Deeds & Mortgages | Sep 2021 Transfer Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | P737233 |
| Primary APN | P737233 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,382 sqft Living Area |
| Gross Area | 1,632 sqft |
| 1st Floor Area | 1,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Multi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | 26 sqft |
| Greenhouse | 468 sqft |
| Kennel | 60 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 309 S RUBY ST |
|---|---|
| City | ELLENSBURG |
| State | WA |
| Zip | 98926-3713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ERM |
| Legal Description | TWN EBURG; MURRAYS ADD. LOT 8; BLOCK 36 & HOMESTEAD ADD PTN. TAX 2; BLOCK F |
| Legal Subdivision | TWN EBURG; MURRAYS ADD. |
| Legal Block | 36,F |
| Legal Lot Number | 8 |
| Jurisdiction | KITTITAS WA |
| Township / Civil Division | ELLENSBURG |
| Census Block Group | 2 |
| Census Block | 2079 |
| Census Tract | 975600 |
309 S Ruby St is owned and occupied by two individuals who acquired it in September 2021.
Source: Kittitas County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 S RUBY ST, ELLENSBURG, WA 98926-3713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2021 | Intrafamily Transfer, Transfer |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CASHMERE VLY BK |
| Jun 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2018 · Amount on File |
| Deed Sale | Jun 1, 2018 · Amount on File |
| Prior Sale | May 31, 2018 · Amount on File |
| Deed Document Number | 20186 |
| Last Transfer Date | Sep 16, 2021 |
| Transfer Doc | 0000000056 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KITTITAS WA |
| Recording Date | Sep 16, 2021 |
| Property Address | 309 S RUBY ST, ELLENSBURG, WA 98926-3713 |
| Document Number | 0009160056 |
| Map Reference | MB 1 PG 15 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 202109160056 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KITTITAS WA |
| Property Address | 309 S RUBY ST, ELLENSBURG, WA 98926-3713 |
| Document Number | 0009140038 |
| Instrument Date | Sep 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 309 S RUBY ST ELLENSBURG WA 989263713, ELLENSBURG, WA 98926-3713 |
| Document Number | 0009140038 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 9140038 |
| Name | CASHMERE VLY BK |
|---|---|
| Type | Bank |
| Address | KITTITAS, WA 98926 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 13, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KITTITAS WA |
| Recording Date | Jun 1, 2018 |
| Property Address | 309 S RUBY ST, ELLENSBURG, WA 98926-3713 |
| Document Number | 0006010006 |
| Instrument Date | May 31, 2018 |
| Instrument | 6010006 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2018 |
| Title Company | AMERITITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,524.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1518 E SKYLINE DR ELLENSBURG WA 989269588, ELLENSBURG, WA 98926-9588 |
| Document Number | 6010007 |
|---|---|
| Date | Jun 1, 2018 |
| Instrument | 6010007 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 31, 2048 |
The 2025 property tax bill for 309 S Ruby St was $2,916.
Source: Kittitas County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Kittitas County |
| Municipality | Ellensburg City |
| Unified School District | Ellensburg School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,920 Land $118,750 Building $183,170 | $301,920 Land $118,750 Building $183,170 | |
| 2025 | $2,916.00 | ||
| 2023 | $269,730 Land $92,750 Building $176,980 | $269,730 Land $92,750 Building $176,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 S Ruby St in Zone X, an area of moderate flood risk, though there have been 18 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 18 (1982–2011) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Jan 2011 · Severe Winter Storm, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 309 S Ruby St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELLENSBURG WATER DEPT serves 20,900 people · EPA ID WA5322950 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Gigabeam Internet Fixed Wireless | 300 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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