309 S Jefferson St, Litchfield, IL 62056 Property Records

Montgomery County property record for 309 S Jefferson St, Litchfield, IL 62056

Property Summary

Property Type	Commercial
Owner	Individual Name on File
Last Sale	$87,000 (Jun 2023)
Tax Bill	$256 (2022)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
APN	`15-04-114-006`

Property Details

APN / Parcel Number

Primary APN	`15-04-114-006`
Alternative APN	`16-000-773-00`

Location & Zoning

Street Address	309 S JEFFERSON ST
City	LITCHFIELD
State	IL
Zip	62056-2116
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	S 1/2 LOTS 1-2 & 3 BLK 49 ORIGINAL TOWN HUGGINS ADD 8-5-773 S T00 R HOME ON PRIV TAX
Legal Subdivision	ORIGINAL TOWN HUGGINS ADD
Legal Block	49
Legal Lot Number	1,2
Jurisdiction	MONTGOMERY IL
Township / Civil Division	SOUTH LITCHFIELD
Census Block Group	3
Census Block	3052
Census Tract	957800

Owner

309 S Jefferson St, a commercial property, is owned and occupied by an individual who bought it in June 2023.

Source: Montgomery County records, as of July 11, 2023

Owner of Record	Individual Name on File
Mailing Address	309 S JEFFERSON ST, LITCHFIELD, IL 62056-2116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on File
Deed Sale	Jun 15, 2023 · Amount on File
Deed Document Number	202301610
Record Updated	Jun 7, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Jun 15, 2023
Property Address	309 S JEFFERSON ST, LITCHFIELD, IL 62056-2116
Document Number	0202301610
Instrument Date	Jun 14, 2023
Instrument	202301610
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	NOT AVAILABLE, SPEARS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 S JEFFERSON ST, LITCHFIELD, IL 62056-2116

Mortgage

Document Number	0202301611
Date	Jun 15, 2023
Instrument	202301611

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.88%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Montgomery County
County Subdivision	South Litchfield Township
Municipality	Litchfield City
Unified School District	Litchfield Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$256.00 Homeowner's exemption	$2,880 Land $2,730 Building $150	$8,640 Land $8,190 Building $450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 309 S Jefferson St; there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2002)
Most Recent Claim	May 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 309 S Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITCHFIELD serves 6,648 people · EPA ID IL1350400
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Computer Techniques Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	800 / 400
Fidium Fiber DSL · Fiber in parts of the area	500 / 75
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20