309 S 9th Ave, Eldridge, IA 52748 Property Records

Scott County property record for 309 S 9th Ave, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,708 sqft · built 1996
Lot Size	0.407 acres (17,729 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Sep 2023)
Tax Bill	$5,084 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`931407603`

Property Details

APN / Parcel Number

Primary APN	`931407603`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
Basement Area	1,708 sqft
Finished Basement	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,729 sqft (0.407 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	54 sqft
Deck Area	345 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	309 S 9TH AVE
City	ELDRIDGE
State	IA
Zip	52748-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSTIC RIDGE ESTATES ADD LOT: 003 RUSTIC RIDGE ESTATES1ST ADD
Legal Subdivision	RUSTIC RIDGE ESTATES 1ST ADD
Legal Lot Number	3
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	3
Census Block	3013
Census Tract	10201

Owner

Source: Scott County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	309 S 9TH AVE, ELDRIDGE, IA 52748-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES CREDIT UNION
Sep 19, 2023	Warranty Deed, Transfer · Conventional Mortgage EMPEOPLE CU
Mar 10, 2023	Deed of Trust, Mortgage · Line of Credit SENB BANK
Dec 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SENB BANK
Oct 17, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Deed Document Number	202316606
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Recording Date	May 26, 2026
Property Address	309 S 9TH AVE, ELDRIDGE, IA 52748-2015
Document Number	0000011041
Instrument Date	May 18, 2026
Instrument	202611041
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 S 9TH AVE, ELDRIDGE, IA 52748-2015

Mortgage

Document Number	0000011041,
Date	May 26, 2026
Instrument	202611041

Lender

Name	PEOPLES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Sep 19, 2023
Property Address	309 S 9TH AVE, ELDRIDGE, IA 52748-2015
Document Number	202300016606
Instrument Date	Sep 6, 2023
Instrument	202300016606
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$535.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 S 9TH AVE, ELDRIDGE, IA 52748-2015

Mortgage

Document Number	202300016607
Date	Sep 19, 2023
Instrument	202300016607

Lender

Name	EMPEOPLE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	309 S 9TH AVE, ELDRIDGE, IA 52748-2015
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300003970
Date	Mar 10, 2023
Instrument	202300003970

Lender

Name	SENB BANK
Type	Bank
Address	BETTENDORF, IA 52722

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	309 S 9TH AVE, ELDRIDGE, IA 52748-2015
Transaction Type	Mortgage
Record Updated	Jan 8, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201900033301
Date	Dec 13, 2019
Instrument	20201900033301

Lender

Name	SENB BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	49 Months
Due	Jan 1, 2024

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	309 S 9TH AVE, ELDRIDGE, IA 52748-2015
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00028299
Date	Oct 17, 2017
Instrument	2017-00028299

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 22, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,084.00 Homeowner's exemption	$413,800 (+1.95%) Land $141,800 Building $272,000	$413,800 (+1.95%) Land $141,800 Building $272,000
2024	$5,084.00 (+24.36%)
2023		$405,900 Land $141,800 Building $264,100	$405,900 Land $141,800 Building $264,100
2022	$4,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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