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309 S 3rd St, Saint Charles, IL 60174 Property Records

Kane County property record for 309 S 3rd St, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details6 bd · 2 ba · 2,788 sqft · built 1900
Lot Size0.167 acres (7,260 sqft)
OwnerCompany Name on File
Tax Bill$8,110 (2025)
Deeds & MortgagesJan 2026 Sale
Aug 2023 Transfer
Flood ZoneZone X (minimal risk)
APN09-34-118-014

Property Details

APN / Parcel Number

Primary APN09-34-118-014

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,788 sqft Living Area
Basement Area1,394 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1969
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,260 sqft (0.167 acres)
Garage TypeDetached
Garage Area379 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address309 S 3RD ST
CitySAINT CHARLES
StateIL
Zip60174-3949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 171-CONVAPARTMENTS
Legal SubdivisionMOODYS ADD
Legal Block2
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2035
Census Tract852300

Owner

309 S 3rd St is owned by a company that acquired it in August 2023.

Source: Kane County records, as of July 23, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 326, GENEVA, IL 60134-0326
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2026Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 18, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 16, 2023
Transfer Doc0000028525
Record UpdatedSep 20, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateJan 15, 2026
Property Address309 S 3RD ST, ST CHARLES, IL 60174-3949
Document Number0000002124
Instrument DateDec 31, 2025
Instrument2026K002124
Transaction TypeTransfer
Record UpdatedJan 23, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 326, GENEVA, IL 60134-0326

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateAug 18, 2023
Property Address309 S 3RD ST, ST CHARLES, IL 60174-3949
Document Number0000028525
Instrument DateAug 16, 2023
Instrument2023K028525
Transaction TypeTransfer
Record UpdatedAug 28, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
AddressPO BOX 326, GENEVA, IL 60134-0326

Tax Assessment & Valuation

The 2025 property tax bill for 309 S 3rd St was $8,110, up 2.5% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,110.00 (+2.54%)$115,648 (+8.53%) Land $38,396 Building $77,252$347,083 (+8.53%) Land $115,234 Building $231,849
2024$7,909.00$106,558 Land $35,378 Building $71,180$319,802 Land $106,176 Building $213,625
2022$7,743.00 (+3.85%)$95,910 (+4.91%) Land $31,728 Building $64,182$287,730 (+4.91%) Land $95,184 Building $192,546
2021$7,456.00$91,421 Land $30,243 Building $61,178$274,263 Land $90,729 Building $183,534

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 309 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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