309 S 3rd St, Milan, MN 56262 Property Records

Chippewa County property record for 309 S 3rd St, Milan, MN 56262

Property Summary

Property Type	Single Family Home
Details	built 2004
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$133,000 (Oct 2018)
Tax Bill	$3,770 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2020 Refinance + 1 more
APN	`60-032-0010`

Property Details

APN / Parcel Number

Primary APN	`60-032-0010`
Alternative APN	`23295`

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	22,651 sqft (0.52 acres)

Location & Zoning

Account Number	23295
Street Address	309 3RD ST S
City	MILAN
State	MN
Zip	56262-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOIBYS FIRST ADDITION LOT 1 & N 1-2 LOT 2 BLOCK 1
Legal Range	42
Legal Township	119
Legal Section	22
Legal Subdivision	HOIBYS FIRST ADDITION
Legal Block	1
Legal Lot Number	1-2
Jurisdiction	CHIPPEWA MN
Township / Civil Division	MILAN
Census Block Group	2
Census Block	2083
Census Tract	950500

Owner

309 S 3rd St is owned and occupied by two individuals who bought it in October 2018.

Source: Chippewa County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 3RD ST S, MILAN, MN 56262-2811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 3, 2018	Warranty Deed, Transfer QUICKEN LOAN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2018 · Amount on File
Deed Sale	Oct 3, 2018 · Amount on File
Deed Document Number	2018302498
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Recording Date	Sep 18, 2026
Property Address	309 3RD ST S, MILAN, MN 56262-2811
Document Number	0000322145
Instrument Date	Sep 14, 2026
Instrument	2026322145
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 3RD ST S, MILAN, MN 56262-2811

Mortgage

Document Number	0000322145,
Date	Sep 18, 2026
Instrument	2026322145

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	309 S 3RD ST, MILAN, MN 56262-2811
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000306430
Date	Jun 3, 2020
Instrument	A000306430

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2040

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA MN
Recording Date	Oct 3, 2018
Property Address	309 S 3RD ST, MILAN, MN 56262-2811
Document Number	A000302498
Instrument Date	Oct 2, 2018
Instrument	A000302498
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 S 3RD ST, MILAN, MN 56262-2811

Mortgage

Document Number	A000302499
Date	Oct 3, 2018
Instrument	A000302499

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 309 S 3rd St was $3,770 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Chippewa County
Municipality	Milan City
Unified School District	Lac Qui Parle Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,770.00 Homeowner's exemption	$223,400 (+19.59%) Land $6,800 Building $216,600	$223,400 (+19.59%) Land $6,800 Building $216,600
2025		$186,800 Land $6,800 Building $180,000	$186,800 Land $6,800 Building $180,000
2023		$207,200 Land $6,800 Building $200,400	$207,200 Land $6,800 Building $200,400
2022	$2,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 309 S 3rd St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 S 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milan serves 418 people · EPA ID MN1120003
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Federated Telephone Cooperative Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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