Bell County property record for 309 S 38th St, Middlesboro, KY 40965
| Property Type | Single Family Home |
|---|---|
| Details | 1,568 sqft · built 1948 |
| Lot Size | 0.073 acres (3,150 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $70,000 (Sep 2021) |
| Tax Bill | $964 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 058-33-00-074.00 |
| Primary APN | 058-33-00-074.00 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,568 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,150 sqft (0.073 acres) |
| Lot Dimensions | 75 ft deep x 42 ft wide |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 4704 |
|---|---|
| Street Address | 309 S 38TH ST |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-2510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SW 208 (LOT & BLDG) |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 960600 |
Source: Bell County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 436 WOODLAND HLS, HARLAN, KY 40831-2565 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2021 · Amount on Record |
| Deed Sale | Sep 22, 2021 · Amount on Record |
| Prior Sale | Apr 1, 2011 · Amount on Record |
| Deed Document Number | 2021188293 |
| Deed Book / Page | 393 / 189 |
| Transfer Doc | 00D352/262 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Sep 22, 2021 |
| Property Address | 309 S 38TH ST, MIDDLESBORO, KY 40965-2510 |
| Document Number | 00D393/189 |
| Book / Page | D393 / 189 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 188293 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 191, HARROGATE, TN 37752-0191 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 436 WOODLAND HLS, HARLAN, KY 40831-2565 |
| Document Number | 0000188294 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 188294 |
| Name | HEARTHSIDE BANK CORP |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2046 |
Source: Bell County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Municipality | Middlesborough City |
| Unified School District | Middlesboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $964.00 (+31.69%) | $90,000 (+28.57%) Land $90,000 | $90,000 (+28.57%) Land $90,000 |
| 2023 | $732.00 | $70,000 | $70,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 17 (1983–2025) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Eastern Telephone & Technologies Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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