Cumberland County property record for 309 Rutherford St, Spring Lake, NC 28390
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 832 sqft · built 1956 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $31,500 (Nov 2020) |
| Tax Bill | $1,675 (2026) |
| Deeds & Mortgages | Nov 2025 Transfer Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0501-94-0237 |
| Primary APN | 0501-94-0237 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 832 sqft Heated Area |
| 1st Floor Area | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 121 ft deep x 48.5 ft wide |
| Porch | Slab |
| Porch Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 309 RUTHERFORD ST |
|---|---|
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-3620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R6 |
| Legal Description | ANNIE BROWN EST LO:PT LT 5 SE:01 PL:0056-0090 |
| Legal Subdivision | TOWN OF SPRING LAKE |
| Legal Block | 94 |
| Legal Lot Number | 5 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 3502 |
309 Rutherford St, a rural home, is owned by an individual who acquired it in November 2025.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1133, COATS, NC 27521-1133 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2025 | Intrafamily Transfer, Transfer |
| Nov 18, 2020 | Warranty Deed, Transfer · Conventional with PMI TIMMAR PROPERTIES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2020 · Amount on File |
| Deed Sale | Nov 18, 2020 · Amount on File |
| Prior Sale | Jun 23, 2016 · Amount on File |
| Deed Document Number | 202043400 |
| Deed Book / Page | 10936 / 724 |
| Last Transfer Date | Nov 25, 2025 |
| Transfer Doc | 0123870400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Nov 25, 2025 |
| Property Address | 309 RUTHERFORD ST, SPRING LAKE, NC 28390-3620 |
| Document Number | 0123870400 |
| Book / Page | 12387 / 400 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 37367 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 212 MASSENGILL POND RD, ANGIER, NC 27501-9377 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1133, COATS, NC 27521-1133 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Nov 18, 2020 |
| Property Address | 309 RUTHERFORD ST, SPRING LAKE, NC 28390-3620 |
| Document Number | 0109360724 |
| Book / Page | 010936 / 000724 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 43400 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1133 COATS NC 275211133, COATS, NC 27521-1133 |
| Document Number | 109360727 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 010936/000727 |
| Instrument | 43401 |
| Name | TIMMAR PROPERTIES LLC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 17, 2025 |
The 2026 property tax bill for 309 Rutherford St was $1,675.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Spring Lake Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,675.00 | ||
| 2025 | $1,675.00 (+65.84%) | $43,292 (+28.38%) Land $5,750 Building $37,542 | $43,292 (+28.38%) Land $5,750 Building $37,542 |
| 2024 | $1,010.00 | $33,722 (-) Land $3,250 Building $30,472 | $33,722 (-) Land $3,250 Building $30,472 |
| 2023 | $33,722 Land $3,250 Building $30,472 | $33,722 Land $3,250 Building $30,472 | |
| 2019 | $792.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Rutherford St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 309 Rutherford St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli currently in violation since Sep 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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