309 Roy St, Chattanooga, TN 37409 Property Records

Hamilton County property record for 309 Roy St, Chattanooga, TN 37409

Property Summary

Property TypeVacant Land
Lot Size0.983 acres (42,839 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (Sep 2023)
Tax Bill$166 (2025)
Deeds & MortgagesSep 2023 Sale
Flood ZoneZone X (minimal risk)
APN155O B 038

Property Details

APN / Parcel Number

Primary APN155O B 038

Exterior

Lot Area42,839 sqft (0.983 acres)
Lot Dimensions264 ft deep x 165 ft wide

Location & Zoning

Street Address309 ROY ST
CityCHATTANOOGA
StateTN
Zip37409-1234
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeR2
Legal DescriptionLT 5 CHANCERY COURT ELISHA KIRKLIN PB 6 PG 25 REV PB 134 PG 80
Legal SubdivisionKIRKLIN 40 ACRE TRAC
Legal Lot Number5,6
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group1
Census Block1015
Census Tract1800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274
Listed AreaWithin Lookout Mountain Incline Railway
listed 1973 · 1 contributing resources · NRIS 73001774

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1718 W 39TH ST, CHATTANOOGA, TN 37409-1211
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2023 · Amount on Record
Deed SaleSep 6, 2023 · Amount on Record
Prior SaleMay 7, 2013 · Amount on Record
Deed Document Number2023210
Deed Book / Page13392 / 647
Prior Transfer DateSep 29, 1999
Prior Transfer Doc7170656
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 6, 2023
Property Address309 ROY ST, CHATTANOOGA, TN 37409-1234
Document Number0000000210
Book / Page13392 / 647
Instrument DateAug 17, 2023
Instrument2023090600210
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyUNKNOWN, CHOICE TITLE COMPANY INC

Transaction

AmountAmount Recorded
Tax$425.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1718 W 39TH ST, CHATTANOOGA, TN 37409-1211

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$166.00 (-26.55%)$11,000 (+8.64%)$44,000 (+8.64%) Land $44,000
2024$226.00$10,125 (-)$40,500 (-) Land $40,500
2023$226.00$10,125 (-)$40,500 (-) Land $40,500
2022$226.00$10,125$40,500 Land $40,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1990)
Most Recent ClaimFeb 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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