309 Rocky Point Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 309 Rocky Point Rd, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,838 sqft · built 1953
Lot Size	0.501 acres (21,824 sqft)
Owner	Individual Name on File
Last Sale	$809,900 (Nov 2016)
Tax Bill	$5,976 (2026)
Deeds & Mortgages	Aug 2017 Line of Credit Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`RPD046600404D0A`

Property Details

APN / Parcel Number

Primary APN	`RPD046600404D0A`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,838 sqft Finished Area
1st Floor Area	2,838 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1970
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,824 sqft (0.501 acres)
Lot Width	100 ft Width
Garage Type	Detached
Garage Area	1,550 sqft
Parking Spaces	6 Parking Spaces
Pole Barn	280 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	309 ROCKY POINT RD
City	SANDPOINT
State	ID
Zip	83864-7407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	29-57N-2W TIFFTS SUB-DOVER BLK 4 LOT 4D
Legal Range	02W
Legal Township	57N
Legal Section	29
Legal Subdivision	TIFFTS
Legal Block	4
Legal Lot Number	4D
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1032
Census Tract	950403

Owner

309 Rocky Point Rd is owned and occupied by an individual who bought it in November 2016.

Source: Bonner County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	309 ROCKY POINT RD, SANDPOINT, ID 83864-7407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 24, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2016 · Amount on File
Deed Sale	Nov 18, 2016 · Amount on File
Deed Document Number	2016898206
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	309 ROCKY POINT RD, SANDPOINT, ID 83864-7407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	910125
Date	Aug 22, 2017
Instrument	910125

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	309 ROCKY POINT RD, SANDPOINT, ID 83864-7407
Transaction Type	Mortgage
Record Updated	Jul 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	940434
Date	Jun 24, 2019
Instrument	940434

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 22, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 309 Rocky Point Rd was $5,976 with a homeowner's exemption, up 9.1% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Dover City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,976.00 (+9.13%) Homeowner's exemption	$1,378,870 (-1.65%) Land $973,580 Building $405,290	$1,378,870 (-1.65%) Land $973,580 Building $405,290
2025	$5,476.00 Homeowner's exemption	$1,401,970 Land $973,580 Building $428,390	$1,401,970 Land $973,580 Building $428,390
2023	$4,766.00 Homeowner's exemption	$1,253,653 Land $786,634 Building $467,019	$1,253,653 Land $786,634 Building $467,019

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Rocky Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Rocky Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.3% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
MountainLink Fixed Wireless	250 / 50

May also be available: Kaniksu Internet, Ziply Fiber.

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