309 Riverside Dr, New Bern, NC 28560 Property Records

Craven County property record for 309 Riverside Dr, New Bern, NC 28560

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,505 sqft · built 2023
Lot Size0.395 acres (17,194 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (Nov 2020)
Tax Bill$5,421 (2025)
Deeds & MortgagesDec 2022 Mortgage
Nov 2020 Sale
Flood ZoneZone VE (high risk)
APN2-036-087

Property Details

APN / Parcel Number

Primary APN2-036-087
Alternative APN
  • 131585

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,505 sqft Living Area
1st Floor Area250 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl
Foundation TypePile
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area17,194 sqft (0.395 acres)
Deck Area256 sqft
Boat AccessBoat Access
Boat House250 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number131585
Street Address309 RIVERSIDE DR
CityNEW BERN
StateNC
Zip28560-5028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR10
Legal DescriptionLOTS 10-11 BLK A RIVERVIEW PARK
Legal SubdivisionRIVERVIEW PARK
Legal BlockA
Legal Lot Number10-11
JurisdictionCRAVEN NC
Township / Civil Division2
Census Block Group1
Census Block1060
Census Tract960101

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address309 RIVERSIDE DR, NEW BERN, NC 28560-5028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO
Nov 24, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2020 · Amount on Record
Deed SaleNov 24, 2020 · Amount on Record
Prior SaleDec 10, 2004 · Amount on Record
Deed Document Number202010065152
Deed Book / Page3641 / 1531
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address309 RIVERSIDE DR, NEW BERN, NC 28560
Transaction TypeMortgage
Record UpdatedDec 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 EASTERN SHORE TOWNHOUSES, BRIDGETON, NC 28519-1080

Mortgage

Document Number0003751/94
DateDec 22, 2022
Book Page3751/94
Instrument10107264
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.65%
Type Change DateJan 1, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.6%
IndexOther
Margin3
Max Rate10.6%

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateNov 24, 2020
Property Address309 RIVERSIDE DR, NEW BERN, NC 28560
Document Number03641/1531
Book / Page3641 / 1531
Map ReferenceMB 2 PG 69
Instrument DateNov 16, 2020
Instrument10065152
Transaction TypeTransfer
Record UpdatedDec 11, 2023

Transaction

AmountAmount Recorded
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 657, MARION, NC 28752-0657

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 54, BRIDGETON, NC 28519-0054

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$640,780 (-) Land $250,000 Building $390,780$640,780 (-) Land $250,000 Building $390,780
2025$5,421.00 (+193.03%)$640,780 (+17.23%) Land $250,000 Building $390,780$640,780 (+17.23%) Land $250,000 Building $390,780
2023$1,850.00 (+34.84%)$546,610 (+314.92%) Land $212,500 Building $334,110$546,610 (+314.92%) Land $212,500 Building $334,110
2022$1,372.00$131,740 Land $123,250 Building $8,490
2018$131,740 Land $123,250 Building $8,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 393 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies417 units insured
incl. 24 condo units
Nearby Flood Claims446 (1982–2018)
Claims Outside the SFHA9 of 446
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 253 claims
  • Hurricane Irene, Aug 2011 · 94 claims
  • Hurricane Fran, Sep 1996 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFIRST CRAVEN SANITARY DISTRICT
serves 6,325 people · EPA ID NC0425040
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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