Cherokee County property record for 309 Ridgeway Dr, Marcus, IA 51035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,330 sqft · built 2019 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $294,000 (Jun 2023) |
| Tax Bill | $2,976 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0504255005 |
| Primary APN | 0504255005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| Basement Area | 1,250 sqft |
| Finished Basement | 1,250 sqft |
| Unfinished Basement | 1,250 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 668 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 240 sqft |
| Patio Area | 220 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 309 RIDGEWAY DR |
|---|---|
| City | MARCUS |
| State | IA |
| Zip | 51035-7173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N1/2 LOT 11 & ALL LOT 12 BLK 1 LEAVITTS ADD 4858 |
| Legal Range | 42W |
| Legal Township | 92N |
| Legal Section | 04 |
| Legal Subdivision | LEAVITTS ADD |
| Legal Block | 1 |
| Legal Lot Number | 11,12 |
| Jurisdiction | CHEROKEE IA |
| Township / Civil Division | AMHERST |
| Census Block Group | 3 |
| Census Block | 3083 |
| Census Tract | 80200 |
309 Ridgeway Dr is owner-occupied and held in a trust since June 2023.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 309 RIDGEWAY DR, MARCUS, IA 51035-7173 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK |
| May 24, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2023 · Amount on File |
| Deed Sale | Jun 21, 2023 · Amount on File |
| Prior Sale | Oct 21, 2008 · Amount on File |
| Deed Document Number | 20231001 |
| Deed Book / Page | 2023 / 1001 |
| Prior Transfer Date | May 19, 2021 |
| Prior Transfer Doc | 02021/1164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Property Address | 309 RIDGEWAY DR, MARCUS, IA 51035-7173 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002020/335 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 2020/335 |
| Instrument | 2020 0335 |
| Name | FLANAGAN STATE BANK |
|---|---|
| Type | Bank |
| Address | RUTLAND, IL 61358 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Recording Date | May 24, 2021 |
| Property Address | 309 RIDGEWAY DR, MARCUS, IA 51035-7173 |
| Document Number | 02021/1164 |
| Book / Page | 2021 / 1164 |
| Instrument Date | May 19, 2021 |
| Instrument | 2021 1164 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 309 RIDGEWAY DR, MARCUS, IA 51035-7173 |
| Document Number | 0020211165 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 2021 1165 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2041 |
The 2026 property tax bill for 309 Ridgeway Dr was $2,976 with exemptions applied, up 26.9% from the year before.
Source: Cherokee County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cherokee County |
| Municipality | Marcus City |
| Unified School District | Marcus-Meriden-Cleghorn Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,976.00 (+26.85%) | $247,650 (-25.12%) Land $15,000 Building $232,650 | $330,750 (-) Land $15,000 Building $315,750 |
| 2025 | $2,346.00 Homeowner's exemption Senior Citizen's exemption | $330,750 Land $15,000 Building $315,750 | $330,750 Land $15,000 Building $315,750 |
| 2024 | $2,346.00 | ||
| 2023 | $164,650 (+112.95%) Land $15,000 Building $149,650 | $289,300 | |
| 2022 | $1,118.00 Homeowner's exemption | $77,320 Land $15,000 Building $62,320 | |
| 2021 | $222,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 309 Ridgeway Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 1, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 309 Ridgeway Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARCUS WATER SUPPLY serves 1,079 people · EPA ID IA1838032 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Westel Systems Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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