309 Ridge Rd, Rosman, NC 28772 Property Records

Transylvania County property record for 309 Ridge Rd, Rosman, NC 28772

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,792 sqft · built 2009
Lot Size6.38 acres (278,348 sqft)
Owner2 Individual Names on Record
Last Sale$30,000 (Dec 2018)
Tax Bill$2,633 (2023)
Deeds & MortgagesDec 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN8561-65-6401-000

Property Details

APN / Parcel Number

Primary APN8561-65-6401-000
Alternative APN
  • 70010880

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area2,792 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces4 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2010
Exterior MaterialWood
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area278,348 sqft (6.38 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number70010880
Street Address309 RIDGE RD
CityROSMAN
StateNC
Zip28772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description22 TR-B RIDGE RD
Legal SubdivisionLINE RUNNER RDG ASSOC
Legal TractB
JurisdictionTRANSYLVANIA NC
Township / Civil DivisionEASTATOE
Census Block Group1
Census Block1012
Census Tract960501

Owner

Source: Transylvania County records, as of September 15, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 985, ROSMAN, NC 28772-0985
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2018 · Amount on Record
Deed SaleDec 13, 2018 · Amount on Record
Deed Document Number2018006328
Deed Book / Page865 / 055
Record UpdatedJun 7, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTRANSYLVANIA NC
Recording DateDec 13, 2018
Property Address309 RIDGE RD, ROSMAN, NC 28772
Document Number0008650055
Book / Page000865 / 000055
Instrument DateDec 13, 2018
Instrument6328
Transaction TypeTransfer
Record UpdatedDec 28, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$60.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address309 RIDGE RD ROSMAN NC 28772, ROSMAN, NC 28772

Mortgage

Document Number8650172
DateDec 13, 2018
Book Page000865/000172
Instrument6356
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 12, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyTransylvania County
Unified School DistrictTransylvania County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,633.00$400,080 Land $62,620 Building $337,460$400,080 Land $62,620 Building $337,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2021–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Fiber
5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

Nearby Streets

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