309 Ridge Rd, Atlantic, IA 50022 Property Records

Cass County property record for 309 Ridge Rd, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 986 sqft · built 1954
Lot Size	0.209 acres (9,104 sqft)
Owner	Individual Name on Record
Tax Bill	$1,204 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`300006070001000`

Property Details

APN / Parcel Number

Primary APN	`300006070001000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	986 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,104 sqft (0.209 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	49 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	309 RIDGE RD
City	ATLANTIC
State	IA
Zip	50022-2652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRLAWN ADD.LOT 69
Legal Subdivision	FAIR LAWN ADDITION
Legal Lot Number	69
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2017
Census Tract	190400

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 RIDGE RD, ATLANTIC, IA 50022-2652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2019	Deed of Trust, Mortgage · Balloon Mortgage US BANK NA
Jan 15, 2024	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 15, 2024
Transfer Doc	0002024/53
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	309 RIDGE RD, ATLANTIC, IA 50022-2652
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/1335
Date	Aug 14, 2019
Book Page	2019/1335

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

January 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CASS IA
Recording Date	Jan 15, 2024
Property Address	309 RIDGE RD, ATLANTIC, IA 50022-2652
Document Number	0002024/53
Book / Page	2024 / 53
Instrument Date	Jan 10, 2024
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 RIDGE RD, ATLANTIC, IA 50022-2652

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,204.00 Homeowner's exemption	$80,950 (-) Land $16,830 Building $64,120	$80,950 (-) Land $16,830 Building $64,120
2025	$1,204.00 (-5.64%) Homeowner's exemption	$80,950 (-0.33%) Land $16,830 Building $64,120	$80,950 (-0.33%) Land $16,830 Building $64,120
2024	$1,276.00 (+7.05%)
2023		$81,220 Land $16,830 Building $64,390	$81,220 Land $16,830 Building $64,390
2022	$1,192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1991–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Western Iowa Wireless.

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