309 Richards St, Oglesby, IL 61348 Property Records

LaSalle County property record for 309 Richards St, Oglesby, IL 61348

Property Summary

Property Type	Single Family Home
Details	1 ba · 980 sqft · built 1951
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jul 2023)
Tax Bill	$2,626 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-25-107-022`

Property Details

APN / Parcel Number

Primary APN	`18-25-107-022`
Alternative APN	`16-25-156-012`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	980 sqft Total Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	309 RICHARDS ST
City	OGLESBY
State	IL
Zip	61348-1052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARBON COAL CO'S SUB, W68' LT 82 SEC 25-33-1
Legal Range	01
Legal Township	33
Legal Section	25
Legal Subdivision	CARBON COAL CO S SUB
Legal Lot Number	82
Jurisdiction	LASALLE IL
Township / Civil Division	LASALLE
Census Block Group	1
Census Block	1018
Census Tract	963400

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 RICHARDS ST, OGLESBY, IL 61348-1052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Warranty Deed, Transfer · Conventional Mortgage PERU FSB
Aug 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK PERU
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK PERU
Feb 15, 2018	Deed, Transfer · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Prior Sale	Feb 15, 2018 · Amount on Record
Deed Document Number	20237405
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Jul 24, 2023
Property Address	309 RICHARDS ST, OGLESBY, IL 61348-1052
Document Number	0202307405
Instrument Date	Jul 21, 2023
Instrument	2023-07405
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 RICHARDS ST, OGLESBY, IL 61348-1052

Mortgage

Document Number	0202307406
Date	Jul 24, 2023
Instrument	2023-07406

Lender

Name	PERU FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	309 RICHARDS ST, OGLESBY, IL 61348-1052
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201711823
Date	Aug 7, 2017
Instrument	201711823

Lender

Name	FIRST STATE BANK PERU
Type	Bank
Address	IL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	309 RICHARDS ST, OGLESBY, IL 61348-1052
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202012575
Date	Aug 20, 2020
Instrument	202012575

Lender

Name	FIRST STATE BANK PERU
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LASALLE IL
Recording Date	Feb 15, 2018
Property Address	309 RICHARDS ST, OGLESBY, IL 61348-1052
Document Number	201801848
Instrument Date	Feb 9, 2018
Instrument	201801848
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 RICHARDS ST, OGLESBY, IL 61348-1052

Mortgage

Document Number	201801849
Date	Feb 15, 2018
Instrument	201801849

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	LaSalle Township
Municipality	Oglesby City
Secondary School District	LaSalle-Peru Township High School District 120 (09 - 12)
Elementary School District	Oglesby Elementary School District 125 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,626.00 (+9.19%)	$34,165 (+17.76%) Land $3,769 Building $30,396	$102,495 (+17.76%) Land $11,307 Building $91,188
2024	$2,405.00
2023		$29,013 (+9.35%) Land $3,201 Building $25,812	$87,039 (+9.35%) Land $9,603 Building $77,436
2022		$26,532 Land $3,906 Building $22,626	$79,596 Land $11,718 Building $67,878

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGLESBY serves 4,500 people · EPA ID IL0990700
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: IVNet, Nextlink.

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