309 Reamer Pl, Oberlin, OH 44074 Property Records

Lorain County property record for 309 Reamer Pl, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,726 sqft · built 1922
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jun 2025)
Tax Bill	$5,051 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-084-109-039`

Property Details

APN / Parcel Number

Primary APN	`09-00-084-109-039`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,726 sqft Living Area
Gross Area	2,990 sqft
1st Floor Area	1,388 sqft
Basement Area	1,242 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	180 ft deep x 99 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	319 sqft
Deck Area	414 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	309 REAMER PL
City	OBERLIN
State	OH
Zip	44074-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REAMER 99 X 180
Legal Subdivision	REAMER
Legal Block	109
Legal Lot Number	21&22
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	2
Census Block	2006
Census Tract	60200

Owner

Source: Lorain County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	708 W FLORIDA AVE, URBANA, IL 61801-4812
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Mar 2, 2020	Quit Claim Deed, Transfer WELLS FARGO BK
May 13, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Prior Sale	Apr 28, 2023 · Amount on Record
Deed Document Number	202557740
Prior Transfer Date	Feb 10, 2020
Prior Transfer Doc	0000751420
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 28, 2023
Property Address	309 REAMER PL, OBERLIN, OH 44074-1408
Document Number	0000914017
Map Reference	VOL 7 PG 35
Instrument Date	Apr 26, 2023
Instrument	2023-0914017
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	309 REAMER PL, OBERLIN, OH 44074-1408

Mortgage

Document Number	0000914018
Date	Apr 28, 2023
Instrument	2023-0914018

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 2, 2020
Property Address	309 REAMER PL, OBERLIN, OH 44074-1408
Document Number	0000751420
Instrument Date	Feb 10, 2020
Instrument	751420
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 REAMER PL OBERLIN OH 440741408, OBERLIN, OH 44074-1408

Mortgage

Document Number	751421
Date	Mar 2, 2020
Instrument	751421

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	309 REAMER PL, OBERLIN, OH 44074-1408
Document Number	0000717938
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	ATI TITLE COMPANY (ATI), ATI TITLE CO (ATI)

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 REAMER PL OBERLIN OH 440741408, OBERLIN, OH 44074-1408

Mortgage

Document Number	0000717938
Date	Jun 12, 2019
Instrument	717938

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,051.00 (-4.16%)	$107,520 (-) Land $30,490 Building $77,030	$307,200 (-) Land $87,110 Building $220,090
2024	$5,270.00 (-5.37%)	$107,520 (+5.01%) Land $30,489 Building $77,032	$307,200 (+5.01%) Land $87,110 Building $220,090
2023	$5,569.00 (+2.77%)	$102,386 (%) Land $24,157 Building $78,229	$292,530 (-) Land $69,020 Building $223,510
2022	$5,419.00	$102,390 Land $24,160 Building $78,230
2021			$292,530 Land $69,020 Building $223,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (2004–2012)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Oct 2012 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Nearby Properties on Reamer Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures