Clay County property record for 309 Prospect St, Vermillion, SD 57069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,314 sqft · built 1881 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $64,900 (Jul 2019) |
| Tax Bill | $1,582 (2025) |
| Deeds & Mortgages | Dec 2005 Mortgage Jan 2006 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15720-05800-100-00 |
| Primary APN | 15720-05800-100-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,314 sqft Living Area |
| Gross Area | 2,034 sqft |
| 1st Floor Area | 1,074 sqft |
| Basement Area | 480 sqft |
| Unfinished Basement | 480 sqft |
| Year Built | Built 1881 |
|---|---|
| Effective Year Built | Effective 1881 |
| Exterior Material | Marblecrete |
| Construction Type | Metal Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,900 sqft (0.227 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 309 PROSPECT ST |
|---|---|
| City | VERMILLION |
| State | SD |
| Zip | 57069-2110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 1/2 OF 9 & ALL OF 10 BLK 58 SNYDERS |
| Legal Subdivision | SNYDERS ADDITION |
| Legal Block | 58 |
| Jurisdiction | CLAY SD |
| Township / Civil Division | VERMILLION |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 965900 |
Source: Clay County records · APN 15720-05800-100-00
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 PROSPECT ST, VERMILLION, SD 57069-2110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2005 | Deed of Trust, Mortgage FIRST BANK AND TRUST |
| Jan 24, 2006 | Deed of Trust, Mortgage FIRST BANK AND TRUST |
| Jul 20, 2005 | Deed of Trust, Mortgage FIRST BANK & TRUST |
| Jun 19, 2015 | Deed of Trust, Mortgage VERMILLION FEDERAL CREDIT UNION |
| Sep 12, 2006 | Deed of Trust, Mortgage WELLS FARGO BANK |
| Mar 10, 2026 | Quit Claim Deed, Transfer · Commercial Mortgage COMMERCIAL STATE BANK |
| Jul 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Jul 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Sep 12, 2006 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on Record |
| Deed Sale | Jul 19, 2019 · Amount on Record |
| Prior Sale | Sep 12, 2006 |
| Deed Document Number | 2019141164 |
| Deed Book / Page | 81 / 145 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY SD |
| Property Address | 309 PROSPECT ST, VERMILLION, SD 57069-2110 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 220 S DERBY LN 16, 16, N SIOUX CITY, SD 57049-3089 |
| Investor | Possibly a Property Investor |
| Document Number | 000123/694 |
|---|---|
| Date | Dec 19, 2005 |
| Book Page | 123/694 |
| Instrument | 111326 |
| Name | FIRST BANK AND TRUST |
|---|---|
| Address | VERMILLION, SD 57069 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Dec 18, 2006 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY SD |
| Property Address | 309 PROSPECT ST, VERMILLION, SD 57069-2110 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 220 S CERBY LN LOT 16, 16, N SIOUX CITY, SD 57049 |
| Investor | Possibly a Property Investor |
| Document Number | 000123/835 |
|---|---|
| Date | Jan 24, 2006 |
| Book Page | 123/835 |
| Instrument | 111567 |
| Name | FIRST BANK AND TRUST |
|---|---|
| Address | VERMILLION, SD 57069 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY SD |
| Property Address | 309 PROSPECT ST, VERMILLION, SD 57069-2110 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 220 S DERBY LN 16, 16, N SIOUX CITY, SD 57049-3089 |
| Investor | Possibly a Property Investor |
| Document Number | 000122/926 |
|---|---|
| Date | Jul 20, 2005 |
| Book Page | 122/926 |
| Name | FIRST BANK & TRUST |
|---|---|
| Address | PO BOX 276, VERMILLION, SD 57069 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY SD |
| Property Address | 309 PROSPECT ST, VERMILLION, SD 57069-2110 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000137/497 |
|---|---|
| Date | Jun 19, 2015 |
| Book Page | 137/497 |
| Instrument | 133275 |
| Name | VERMILLION FEDERAL CREDIT UNION |
|---|---|
| Address | VERMILLION, SD 57069 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jun 15, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY SD |
| Property Address | 309 PROSPECT ST, VERMILLION, SD 57069-2110 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000124/977 |
|---|---|
| Date | Sep 12, 2006 |
| Book Page | 124/977 |
| Instrument | 113374 |
| Name | WELLS FARGO BANK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 01, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | Mar 10, 2026 |
| Property Address | 309 PROSPECT ST, VERMILLION, SD 57069-2110 |
| Document Number | 000D84/543 |
| Book / Page | D84 / 543 |
| Instrument Date | Mar 05, 2026 |
| Instrument | A20260306 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3756 N YUKON AVE UNIT 2, 2, SIOUX FALLS, SD 57107-2227 |
| Name | Verified Name |
|---|---|
| Address | 545 SPRUCE DR, HUDSON, WI 54016-1874 |
| Document Number | 0A20260307 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | A20260307 |
| Name | COMMERCIAL STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 130 Months |
| Due | Jan 20, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | Jul 19, 2019 |
| Property Address | 309 PROSPECT ST, VERMILLION, SD 57069-2110 |
| Document Number | D81/145 |
| Book / Page | D81 / 145 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 141164 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 PROSPECT ST, VERMILLION, SD 57069-2110 |
| Document Number | 141165 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 141165 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | Jul 19, 2019 |
| Property Address | 309 PROSPECT ST, VERMILLION, SD 57069-2110 |
| Document Number | 000D81/145 |
| Book / Page | D81 / 145 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 141164 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 PROSPECT ST, VERMILLION, SD 57069-2110 |
| Document Number | 0000141165 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 141165 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | Sep 12, 2006 |
| Property Address | 309 PROSPECT ST, VERMILLION, SD 57069-2110 |
| Document Number | 000074/591 |
| Book / Page | 74 / 591 |
| Instrument Date | Sep 12, 2006 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Estimated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 JUDYS AVE, YANKTON, SD 57078-6776 |
Source: Clay County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Clay County |
| Municipality | Vermillion City |
| Unified School District | Vermillion School District 13-1 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,582.00 (+9.25%) | $86,462 (+27.17%) Land $19,998 Building $66,464 |
| 2023 | $1,448.00 (+10.28%) | $67,989 Land $16,533 Building $51,456 |
| 2022 | $1,313.00 |
Source: FEMA National Flood Hazard Layer, Clay County (46027C), as of December 29, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clarity Telecom Fiber | 5,000 / 5,000 |
| Midcontinent Communications Cable | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AMG Technology Investment Group Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 415 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system SD4600342, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VERMILLION serves 11,695 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures