309 Polk St, Chillicothe, MO 64601 Property Records

Livingston County property record for 309 Polk St, Chillicothe, MO 64601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 895 sqft · built 1940
Lot Size	0.208 acres (9,104 sqft)
Owner	Individual Name on File
Tax Bill	$585 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-07.00-36-1-31-09.00`

Property Details

APN / Parcel Number

Primary APN	`06-07.00-36-1-31-09.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	895 sqft Living Area
Basement Area	895 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,104 sqft (0.208 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	72 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	309 POLK ST
City	CHILLICOTHE
State	MO
Zip	64601-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 36 TOWNSHIP 58 RANGE 24 LEGAL HAMMONDS ADDITION E 30 LOT 5 & W 35 LOT 6
Legal Subdivision	HAMMONDS ADDITION
Legal Lot Number	5,6
Jurisdiction	LIVINGSTON MO
Township / Civil Division	CHILLICOTHE
Census Block Group	1
Census Block	1033
Census Tract	480300

Owner

309 Polk St is owned and occupied by an individual who acquired it in July 2023.

Source: Livingston County records, as of January 30, 2026

Owner of Record	Individual Name on File
Mailing Address	309 POLK ST, CHILLICOTHE, MO 64601-1651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage NBH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2023
Deed Sale	Jul 17, 2023
Prior Sale	Dec 20, 2021
Deed Document Number	20231188
Deed Book / Page	745 / 957
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Jul 17, 2023
Property Address	309 POLK ST, CHILLICOTHE, MO 64601-1651
Document Number	000745/957
Book / Page	745 / 957
Instrument Date	Jul 13, 2023
Instrument	20231188
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 POLK ST, CHILLICOTHE, MO 64601-1651

Mortgage

Document Number	0020231189
Date	Jul 17, 2023
Instrument	20231189

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Dec 20, 2021
Property Address	309 POLK ST, CHILLICOTHE, MO 64601-1651
Document Number	0000729/32
Book / Page	729 / 32
Instrument Date	Dec 20, 2021
Instrument	20214958
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 POLK ST, CHILLICOTHE, MO 64601-1651

Mortgage

Document Number	0020214959
Date	Dec 20, 2021
Instrument	20214959

Lender

Name	NBH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 309 Polk St was $585, up 2.1% from the year before.

Source: Livingston County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Livingston County
County Subdivision	Chillicothe Township
Municipality	Chillicothe City
Unified School District	Chillicothe R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$585.00 (+2.09%)	$8,240 (+4.44%) Land $1,210 Building $7,030	$43,370 Land $6,370 Building $37,000
2024	$573.00	$7,890 (-) Land $1,210 Building $6,680
2023		$7,890 (+5.62%) Land $1,210 Building $6,680	$41,540 Land $6,370 Building $35,170
2022		$7,470 Land $1,210 Building $6,260
2021			$39,290 Land $6,370 Building $32,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Polk St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 309 Polk St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHILLICOTHE MUNICIPAL UTILITIES PWS serves 10,187 people · EPA ID MO2010162
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Green Hills Technologies.

Nearby Properties on Polk St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures