309 Pine St, Clio, MI 48420 Property Records

Genesee County property record for 309 Pine St, Clio, MI 48420

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,940 sqft · built 1940
Lot Size0.485 acres (21,127 sqft)
OwnerIndividual Name on File
Tax Bill$2,182 (2025)
Deeds & MortgagesJan 2021 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN51-22-200-055

Property Details

APN / Parcel Number

Primary APN51-22-200-055

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,940 sqft Living Area
1st Floor Area1,407 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area21,127 sqft (0.485 acres)
Lot Dimensions320 ft deep x 66 ft wide
Garage Area352 sqft
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address309 PINE ST
CityCLIO
StateMI
Zip48420-1329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionA PARCEL OF LAND BEG 322.5 FT E OF INTERSECTION OF E LINE OF NEW ST WITH S LINE OF PINE ST O P CITY OF CLIO TH E 50 FT TH S
Legal Range06E
Legal Township09N
Legal Section22
JurisdictionGENESEE MI
Township / Civil DivisionCLIO
Census Block Group2
Census Block2011
Census Tract10110

Owner

Source: Genesee County assessment roll, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address309 PINE ST, CLIO, MI 48420-1329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2021Deed of Trust, Mortgage
SOVITA CU
Dec 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
FLINT AREA SCH EMPS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address309 PINE ST, CLIO, MI 48420-1329
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005903
DateJan 25, 2021
Instrument202101250005903
Lender
NameSOVITA CU
TypeCredit Union
AddressFLINT, MI 48532
Agreement
AmountAmount Recorded
Term121 Months
DueFeb 1, 2031

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address309 PINE ST, CLIO, MI 48420-1329
Document Number0000077260
Instrument DateDec 1, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyCISLO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 PINE ST CLIO MI 484201329, CLIO, MI 48420-1329

Mortgage

Document Number0000077260
DateDec 18, 2017
Instrument77260
Lender
NameFLINT AREA SCH EMPS CU
TypeCredit Union
AddressFLINT, MI 48532
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueDec 17, 2027

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
MunicipalityClio City
Unified School DistrictClio Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,182.00 (-27.1%) Homeowner's exemption$98,800 (+4.44%)$197,600 (+4.44%)
2024$2,993.00 (+12.9%)
2023$94,600$189,200
2021$2,651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CLIO
serves 2,515 people · EPA ID MI0001490
Water SourcePurchased surface water from GENESEE COUNTY WATER SYSTEM
Last State InspectionMar 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

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