309 Pine Brooke Dr, Clear Lake, IA 50428 Property Records

Cerro Gordo County property record for 309 Pine Brooke Dr, Clear Lake, IA 50428

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 999 sqft · built 2006
Lot Size0.149 acres (6,490 sqft)
Owner2 Individual Names on File
Last Sale$269,000 (Jul 2020)
Tax Bill$3,562 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN051232801000

Property Details

APN / Parcel Number

Primary APN051232801000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area999 sqft Living Area
1st Floor Area923 sqft
Basement Area923 sqft
Finished Basement700 sqft
Unfinished Basement223 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleSplit Foyer
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,490 sqft (0.149 acres)
Lot Dimensions100 ft deep x 65 ft wide
Garage TypeAttached
Garage Area540 sqft
Parking Spaces2 Parking Spaces
Deck Area126 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address309 PINE BROOKE DR
CityCLEAR LAKE
StateIA
Zip50428-1150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 24 PINE BROOKE 1ST SUB
Legal Range22W
Legal Township96N
Legal Section12
Legal SubdivisionPINE BROOKE 1ST SUB
Legal Lot Number24
JurisdictionCERRO GORDO IA
Township / Civil DivisionCLEAR LAKE
Census Block Group3
Census Block3003
Census Tract950800

Owner

309 Pine Brooke Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Cerro Gordo County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address309 PINE BROOKE DR, CLEAR LAKE, IA 50428-1150
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2020Warranty Deed, Transfer · VA Mortgage
WELLS FARGO BANK
Apr 17, 2017Deed of Trust, Mortgage
COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2020 · Amount on File
Deed SaleJul 23, 2020 · Amount on File
Prior SaleMay 31, 2013 · Amount on File
Deed Document Number20204649
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCERRO GORDO IA
Recording DateJul 23, 2020
Property Address309 PINE BROOKE DR, CLEAR LAKE, IA 50428-1150
Document Number20204649
Instrument DateJul 13, 2020
Instrument2020-4649
Transaction TypeTransfer
Record UpdatedOct 11, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$429.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address309 PINE BROOKE DR, CLEAR LAKE, IA 50428-1150

Mortgage

Document Number20204650
DateJul 23, 2020
Instrument2020-4650
Lender
NameWELLS FARGO BANK
Agreement
TypeVA Mortgage
AmountAmount on Record

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCERRO GORDO IA
Property Address309 PINE BROOKE DR, CLEAR LAKE, IA 50428-1150
Transaction TypeMortgage
Record UpdatedApr 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017-1998
DateApr 17, 2017
Book Page2017/1998
Instrument2017-1998
Lender
NameCOMMUNITY CHOICE CU
TypeCredit Union
AddressJOHNSTON, IA 50131
Agreement
AmountAmount on Record
Term121 Months
DueMay 12, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 309 Pine Brooke Dr was $3,562.

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

TypeName
StateIowa
CountyCerro Gordo County
MunicipalityClear Lake City
Unified School DistrictClear Lake Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,562.00$303,790 Land $47,320 Building $256,470$303,790 Land $47,320 Building $256,470
2024$3,562.00
2023$280,370 (+18.35%) Land $47,320 Building $233,050$280,370 (+18.35%) Land $47,320 Building $233,050
2022$3,518.00$236,900 Land $47,320 Building $189,580$236,900 Land $47,320 Building $189,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Pine Brooke Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimMay 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 309 Pine Brooke Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEAR LAKE WATER DEPARTMENT
serves 7,687 people · EPA ID IA1716076
Water SourceGroundwater
Last State InspectionDec 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Clear Lake Independent Telephone Company
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Router12 Networks
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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