309 Pine Brook Rd, Bedford, NY 10506 Property Records

Westchester County and Pound Ridge Town property record for 309 Pine Brook Rd, Bedford, NY 10506

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,442 sqft · built 1979
Lot Size	1.94 acres (84,506 sqft)
Owner	2 Individual Names on Record
Tax Bill	$21,913 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Jul 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`554600 9450-12`

Property Details

APN / Parcel Number

Primary APN	`554600 9450-12`
Alternative APNs	`460000945000000120000000` `04`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,442 sqft Living Area
1st Floor Area	2,420 sqft
2nd Floor Area	2,022 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	84,506 sqft (1.94 acres)
Garage Type	Basement
Porch	Slab
Porch Area	518 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	04
Street Address	309 PINE BROOK RD
City	BEDFORD
State	NY
Zip	10506-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Lot Number	12.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	POUND RIDGE
Census Block Group	2
Census Block	2003
Census Tract	12400

Owner

Source: Westchester County and Pound Ridge Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 PINE BROOK RD, 309A, BEDFORD, NY 10506-1624
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU
Jul 28, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK
Nov 12, 2020	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	309 PINE BROOK RD, BEDFORD, NY 10506-1624
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 PINE BROOK RD, BEDFORD, NY 10506-1624

Mortgage

Document Number	0630243366
Date	Jan 24, 2023
Instrument	630243366

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 23, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	309 PINE BROOK RD, BEDFORD, NY 10506-1624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0572093281
Date	Jul 28, 2017
Instrument	572093281

Lender

Name	PEOPLES UNITED BANK
Type	Bank
Address	BRIDGEPORT, CT 06604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	353 Months
Due	Dec 12, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	309 PINE BROOK RD, BEDFORD, NY 10506-1624
Document Number	0603463777
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 PINE BROOK RD BEDFORD NY 105061624, BEDFORD, NY 10506-1624

Mortgage

Document Number	0603463777
Date	Dec 11, 2020
Book Page	060346/003777

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westchester County and Pound Ridge Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Pound Ridge Town
Unified School District	Bedford Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,913.00 (+2.18%)
2025	$21,445.00	$148,300 (-) Land $50,000 Building $98,300	$1,180,732 (+2.39%) Land $398,089 Building $782,643
2024		$148,300 (-) Land $50,000 Building $98,300	$1,153,188 (+11.2%) Land $388,802 Building $764,386
2023		$148,300 Land $50,000 Building $98,300	$1,037,063 Land $349,650 Building $687,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1979–2021)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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