309 Olive Ave, Florence, WI 54121 Property Records

Florence County property record for 309 Olive Ave, Florence, WI 54121

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$115,000 (Sep 2020)
Tax Bill	$2,159 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-02455-0000`

Property Details

APN / Parcel Number

Primary APN	`010-02455-0000`

Location & Zoning

Street Address	309 OLIVE AVE
City	FLORENCE
State	WI
Zip	54121-9433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 9 OF PLAT OF VILLAGE OF FLORENCE
Legal Block	9
Legal Lot Number	2
Jurisdiction	FLORENCE WI
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2008
Census Tract	190101

Owner

Source: Florence County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	309 OLIVE AVE, FLORENCE, WI 54121-9433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage COVANTAGE CU
Oct 1, 2019	Deed of Trust, Mortgage · Balloon Mortgage COVANTAGE CU
Sep 11, 2020	Warranty Deed, Transfer · Conventional Mortgage COVANTAGE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Jun 12, 2009 · Amount on Record
Deed Document Number	287124
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE WI
Property Address	309 OLIVE AVE, FLORENCE, WI 54121-9433
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000290430
Date	Aug 29, 2022
Instrument	290430

Lender

Name	COVANTAGE CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2032

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE WI
Property Address	309 OLIVE AVE, FLORENCE, WI 54121-9433
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000282/520
Date	Oct 1, 2019
Book Page	282/520
Instrument	285652

Lender

Name	COVANTAGE CU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2029

Interest

Rate Type	Fixed Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE WI
Recording Date	Sep 11, 2020
Property Address	309 OLIVE AVE, FLORENCE, WI 54121-9433
Document Number	0000287124
Instrument Date	Sep 11, 2020
Instrument	287124
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	FLORENCE COUNTY ABSTRACT COMPANY, FLORENCE COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 OLIVE AVE, FLORENCE, WI 54121-9433

Mortgage

Document Number	0000287125
Date	Sep 11, 2020
Instrument	287125

Lender

Name	COVANTAGE CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Florence County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Florence County
County Subdivision	Florence Town
Unified School District	Florence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,159.00 (+22.81%) Homeowner's exemption	$154,100 (+81.29%) Land $5,400 Building $148,700	$186,100 (+36.14%) Land $6,521 Building $179,579
2023	$1,758.00 Homeowner's exemption	$85,000 Land $3,600 Building $81,400	$136,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE UTILITY COMMISSION serves 1,250 people · EPA ID WI4190155
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nsight Telservices.

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