309 Oak St, Atlantic, IA 50022 Property Records

Cass County property record for 309 Oak St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,087 sqft · built 1910
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Tax Bill	$944 (2025)
Deeds & Mortgages	Jan 2017 Transfer Oct 2008 Sale
Flood Zone	Zone X (minimal risk)
APN	`303005447001000`

Property Details

APN / Parcel Number

Primary APN	`303005447001000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,087 sqft Living Area
Basement Area	1,087 sqft
Finished Basement	271 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	1,111 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	257 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	309 OAK ST
City	ATLANTIC
State	IA
Zip	50022-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 18
Legal Subdivision	ORIGINAL TOWN - ATLANTIC
Legal Block	18
Legal Lot Number	5
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2098
Census Tract	190500

Owner

Source: Cass County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 OAK ST, ATLANTIC, IA 50022-1134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2017	Intrafamily Transfer, Transfer
Oct 2, 2008	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 1, 2017
Transfer Doc	2017/0006
Record Updated	Jun 8, 2026

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS IA
Recording Date	Jan 3, 2017
Property Address	309 OAK ST, ATLANTIC, IA 50022-1134
Document Number	2017/0006
Book / Page	2017 / 0006
Instrument Date	Jan 1, 2017
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1526 16TH AVE, COUNCIL BLFS, IA 51501-6159

October 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Oct 2, 2008
Property Address	309 OAK ST, ATLANTIC, IA 50022-1134
Document Number	02008/2286
Book / Page	2008 / 2286
Instrument Date	Jul 15, 2008
Instrument	02008_02286
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1608 LINCOLN DR, ATLANTIC, IA 50022-2723

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$944.00 (-1.46%) Homeowner's exemption	$76,630 (+22.14%) Land $5,350 Building $71,280	$76,630 (+22.14%) Land $5,350 Building $71,280
2024	$958.00 (-17.27%)
2023		$62,740 Land $5,350 Building $57,390	$62,740 Land $5,350 Building $57,390
2022	$1,158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1993–2015)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes And Flooding, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Western Iowa Wireless.

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