309 Northbay Dr, Madison, MS 39110 Property Records

Madison County property record for 309 Northbay Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,286 sqft · built 1988
Owner	Individual Name on Record
Tax Bill	$2,978 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2025 Assignment + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072E-15A-009`

Property Details

APN / Parcel Number

Primary APN	`072E-15A-009`
Alternative APNs	`072E-15A-009/00.00` `11426`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,286 sqft Adjusted Area
1st Floor Area	3,588 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	11426
Old Parcel Number	072E-15A-009/00.00
Street Address	309 NORTHBAY DR
City	MADISON
State	MS
Zip	39110-9174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT D13 NORTHBAY PHASE 1 PART A C@14 LEASEHOLD
Legal Range	02E
Legal Township	07N
Legal Section	15
Legal Subdivision	NORTHBAY PH 1 PT A
Legal Phase	1
Legal Lot Number	D13
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	2
Census Block	2020
Census Tract	30207

Owner

Source: Madison County records, as of January 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	309 NORTHBAY DR, MADISON, MS 39110-9174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Dec 10, 2025	Assignment of Lease, Transfer · Conventional Mortgage FIRST HORIZON BANK
May 8, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025
Deed Sale	Dec 10, 2025
Deed Document Number	004627/549
Deed Book / Page	4627 / 549
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	309 NORTHBAY DR, MADISON, MS 39110-9174
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1938 NELSON AVE, MEMPHIS, TN 38104-5418
Investor	Possibly a Property Investor

Mortgage

Document Number	004622/470
Date	Nov 24, 2025
Book Page	4622/470
Instrument	1041524

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

December 2025: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	MADISON MS
Recording Date	Dec 10, 2025
Property Address	309 NORTHBAY DR, MADISON, MS 39110-9174
Document Number	004627/549
Book / Page	4627 / 549
Map Reference	CAB C SL 14
Instrument Date	Nov 21, 2025
Instrument	1042357
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1376 HIGHWAY 407, WINONA, MS 38967-9784

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 NORTHBAY DR, MADISON, MS 39110-9174
Investor	Possibly a Property Investor

Mortgage

Document Number	0001041524
Date	Dec 10, 2025
Instrument	1041524

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	309 NORTHBAY DR, MADISON, MS 39110-9174
Document Number	0000892358
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 NORTHBAY DR MADISON MS 391109174, MADISON, MS 39110-9174

Mortgage

Document Number	0000892358
Date	Jun 2, 2020
Book Page	003860/000462
Instrument	892358

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,978.00 Homeowner's exemption	$33,070 (+0.03%)	$330,700 (+0.03%) Land $48,000 Building $282,700
2024	$2,978.00
2023	$2,978.00 Homeowner's exemption	$33,060	$330,600 Land $48,000 Building $282,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	2 (2005–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: NETSPEEDMS.

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