St. Clair County property record for 309 N Walker St, Capac, MI 48014 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1915 |
| Square Footage | 1,849 sqft Living Area |
| Lot Size | 11,238 sqft (0.258 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $90,000 (2009) |
| Tax Bill | $1,382.00 (2025) |
| Primary APN | 74-40-950-0096-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,849 sqft Living Area |
| 1st Floor | 1,421 sqft 1st Floor |
| Basement Area | 945 sqft Basement |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Lot Area | 11,238 sqft (0.258 acres) |
| Depth X Width | 150 ft x 75 ft Depth x Width |
| Parking Spaces | 8 Parking Spaces |
| Garage Area | 2,184 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 309 N WALKER ST |
|---|---|
| City | CAPAC |
| State | MI |
| Zip | 48014-3172 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 9 B3N R1E VILLAGE OF CAPAC SEC 21 & 22 T7N R13E |
| Legal Range | 01E |
| Legal Township | 07N |
| Legal Section | 21 |
| Legal Subdivision | NORTH OF MILL STREET |
| Legal Lot Number | 9 |
| Legal Unit | 9 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | MUSSEY |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 657100 |
Source: St. Clair County records · APN 74-40-950-0096-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 N WALKER ST, CAPAC, MI 48014-3172 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK |
| May 11, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LAKESTONE BK&TR |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKESTONE BK&TR |
| Oct 12, 2018 | Deed of Trust, Mortgage · Line of Credit LAKESTONE BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 29, 2009 · Amount on Record |
| Deed Sale | Dec 29, 2009 · Amount on Record |
| Deed Doc Number | 200928297 |
| Deed Book / Page | 4011 / 535 |
| Prior Transfer Date | Dec 17, 2009 |
| Prior Transfer Doc | 004011/535 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 309 N WALKER ST, CAPAC, MI 48014-3172 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 309 N WALKER ST, CAPAC, MI 48014-3172 |
| Document Number | 0005553710 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 5553/710 |
| Instrument | 2022019595 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | KENT CITY, MI 49330 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 14, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 309 N WALKER ST, CAPAC, MI 48014-3172 |
| Document Number | 0051890054 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 309 N WALKER ST MUSSEY MI 480143172, MUSSEY, MI 48014-3172 |
| Document Number | 0051890054 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 005189/000054 |
| Name | LAKESTONE BK&TR |
|---|---|
| Address | LAPEER, MI 48446 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 17, 2030 |
| Rate | 4.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 309 N WALKER ST, CAPAC, MI 48014-3172 |
| Document Number | 0051890053 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | PO BOX 325 MUSSEY MI 480140325, MUSSEY, MI 48014-0325 |
| Document Number | 0051890053 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 005189/000053 |
| Name | LAKESTONE BK&TR |
|---|---|
| Address | LAPEER, MI 48446 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 309 N WALKER ST, CAPAC, MI 48014-3172 |
| Document Number | 0050010065 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 309 N WALKER ST CAPAC MI 480143172, CAPAC, MI 48014-3172 |
| Document Number | 0050010065 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 005001/000065 |
| Name | LAKESTONE BK&TR |
|---|---|
| Address | LAPEER, MI 48446 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 21, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Capac Village |
| County | St. Clair County |
| County Subdivision | Mussey Township |
| Unified School District | Capac Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,382.00 (-1.85%) Homeowner's exemption | $106,800 (+11.48%) | |
| 2024 | $1,408.00 (+12.64%) | $213,600 (+11.48%) | |
| 2023 | $95,800 | ||
| 2022 | $1,250.00 | $191,600 |
309 N Walker St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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