309 N Thomas Ave, Oakland, NE 68045 Property Records

Burt County property record for 309 N Thomas Ave, Oakland, NE 68045

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,222 sqft · built 1910
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$33,000 (Jun 2021)
Tax Bill	$2,840 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112803400`

Property Details

APN / Parcel Number

Primary APN	`112803400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,222 sqft Living Area
Basement Area	249 sqft

Exterior

Year Built	Built 1910
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	309 N THOMAS AVE
City	OAKLAND
State	NE
Zip	68045-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAMILY
Legal Description	L12&S2L11 BLK3 OAKLAND; MAP NUMBER: 1797-00-0-40000-003-3400
Legal Subdivision	OAKLAND CITY
Legal Block	3
Jurisdiction	BURT NE
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2081
Census Tract	963200

Owner

309 N Thomas Ave is owned and occupied by an individual who bought it in June 2021.

Source: Burt County records, as of March 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	309 N THOMAS AVE, OAKLAND, NE 68045-1126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage DUNDEE BANK
Dec 5, 2023	Deed of Trust, Mortgage · Line of Credit OMAHA FCU
Jun 29, 2021	Warranty Deed, Transfer AM ANDERSON ABSTRACT COMPANY LLC, A M ANDERSON ABSTRACT CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Prior Sale	Nov 4, 2011
Deed Document Number	2021-66635
Deed Book / Page	DEED094 / 167
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURT NE
Property Address	309 N THOMAS AVE, OAKLAND, NE 68045-1126
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 N THOMAS AVE, OAKLAND, NE 68045-1126

Mortgage

Document Number	0202600226
Date	Feb 27, 2026
Instrument	2026-00226

Lender

Name	DUNDEE BANK
Type	Bank
Address	OMAHA, NE 68132

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURT NE
Property Address	309 N THOMAS AVE, OAKLAND, NE 68045-1126
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG248/468
Date	Dec 5, 2023
Book Page	MTG248/468

Lender

Name	OMAHA FCU
Type	Credit Union
Address	OMAHA, NE 68124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Dec 4, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURT NE
Recording Date	Jun 29, 2021
Property Address	309 N THOMAS AVE, OAKLAND, NE 68045-1126
Document Number	DEED094/167
Book / Page	DEED094 / 167
Instrument Date	Jun 2, 2021
Instrument	2021-66635
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	AM ANDERSON ABSTRACT COMPANY LLC, A M ANDERSON ABSTRACT CO LLC

Transaction

Amount	Amount on Record
Tax	$74.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

The 2025 property tax bill for 309 N Thomas Ave was $2,840, up 10.6% from the year before.

Source: Burt County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Burt County
Municipality	Oakland City
Unified School District	Oakland Craig Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,840.00 (+10.59%)	$191,442 (+20.93%) Land $21,780 Building $169,662	$191,442 (+20.93%) Land $21,780 Building $169,662
2024	$2,568.00 (-4.99%)	$158,312 (+15.68%) Land $17,860 Building $140,452	$158,312 (+15.68%) Land $17,860 Building $140,452
2023	$2,703.00	$136,856 Land $17,424 Building $119,432	$136,856 Land $17,424 Building $119,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 N Thomas Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 309 N Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAKLAND serves 1,300 people · EPA ID NE3102101
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	6 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skywave Wireless Fiber · Fixed Wireless	1,000 / 1,000
Fastwyre Broadband Cable	1,000 / 500
GigFire Fixed Wireless	150 / 130
Stealth Broadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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