309 N Hermann, Binger, OK 73009 Property Records

Caddo County property record for 309 N Hermann, Binger, OK 73009

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1967
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Nov 2021)
Tax Bill	$663 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12631`

Property Details

APN / Parcel Number

Primary APN	`12631`
Alternative APN	`0180-27-010-025-4-200-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,300 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Material	Metal
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	327 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12631
Street Address	309 N HERMANN
City	BINGER
State	OK
Zip	73009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 25-28 BLK 10 BINGER OT
Legal Range	11W
Legal Township	10N
Legal Section	27
Legal Subdivision	BINGER OT
Legal Block	10
Legal Lot Number	25-28
Jurisdiction	CADDO OK
Township / Civil Division	BINGER-HINTON
Census Block Group	3
Census Block	3029
Census Tract	161602

Owner

Source: Caddo County records · APN 12631

Assessment roll updated October 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 82, BINGER, OK 73009-0082
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Deed Document Number	202100006093
Deed Book / Page	3211 / 569
Record Updated	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CADDO OK
Recording Date	Nov 16, 2021
Property Address	BINGER, OK 73009
Document Number	003211/569
Book / Page	3211 / 569
Instrument Date	Nov 08, 2021
Instrument	202100006093
Transaction Type	Transfer
Record Updated	Dec 27, 2022
Title Company	FIRSTITLE & ABSTRACT SVCS LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	310 HERMANN AVE, BINGER, OK 73009

Mortgage

Document Number	0003211571
Date	Nov 16, 2021
Instrument	3211/571

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Caddo County records · Assessment roll updated October 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Caddo County
Municipality	Binger Town
Unified School District	Binger-Oney Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$663.00 Homeowner's exemption	$8,440 (+3%) Land $770 Building $7,670	$77,640 (-3.31%) Land $7,000 Building $70,640
2024	$663.00 (+15.1%) Homeowner's exemption	$8,194 (+2.99%) Land $770 Building $7,424	$80,300 (+11.03%) Land $7,000 Building $73,300
2023	$576.00 Homeowner's exemption	$7,956 Land $770 Building $7,186	$72,325 Land $7,000 Building $65,325

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caddo County (40015C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 62% of the US · lower than 76% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 296 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Hinton Holding Company Fiber	1,000 / 500
AMG Technology Investment Group Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	BINGER PWA serves 708 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.