309 N Commerce St, Mart, TX 76664 Property Records

McLennan County property record for 309 N Commerce St, Mart, TX 76664

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 960 sqft · built 1985
Lot Size	0.343 acres (14,950 sqft)
Owner	Individual Name on Record
Last Sale	$73,900 (Jul 2018)
Tax Bill	$1,265 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-011600-003702-0`

Property Details

APN / Parcel Number

Primary APN	`32-011600-003702-0`
Alternative APNs	`3201160000370200111` `132632`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,392 sqft
1st Floor Area	960 sqft
Flooring	Carpet

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	14,950 sqft (0.343 acres)
Lot Dimensions	115 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	119 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	309 N COMMERCE ST
City	MART
State	TX
Zip	76664-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MART OT LOT 13B 14 15 BLOCK 9 ACRES .3432
Legal Subdivision	MART OT
Legal Block	9
Legal Lot Number	13B
Jurisdiction	MCLENNAN TX
Township / Civil Division	MART
Census Block Group	1
Census Block	1027
Census Tract	3601

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 N COMMERCE ST, MART, TX 76664-1110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC
Jul 18, 2018	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Deed Document Number	201825065
Prior Transfer Date	Jul 16, 2018
Prior Transfer Doc	0000025065
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	309 N COMMERCE ST, MART, TX 76664-1110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037359
Date	Oct 19, 2020
Instrument	2020037359

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 18, 2018
Property Address	309 N COMMERCE ST, MART, TX 76664-1110
Document Number	0000025065
Map Reference	VOL156 PG306
Instrument Date	Jul 16, 2018
Instrument	2018025065
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 N COMMERCE ST, MART, TX 76664-1110

Mortgage

Document Number	0000025066
Date	Jul 18, 2018
Instrument	2018025066

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Mart City
Unified School District	Mart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,582 (+1%)	$173,486 (+4.86%) Land $19,285 Building $154,201
2025	$1,265.00 (-7.6%) Homeowner's exemption	$130,529 (-16.77%) Land $17,490 Building $147,950	$165,440 (+5.5%) Land $17,490 Building $147,950
2024	$1,369.00 (+19.46%)
2023		$156,820 Land $17,490 Building $139,330	$156,820 Land $17,490 Building $139,330
2022	$1,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1986–1989)
Most Recent Claim	May 1989 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MART serves 1,846 people · EPA ID TX1550005
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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