309 N 2nd St, Banning, CA 92220 Property Records

Riverside County property record for 309 N 2nd St, Banning, CA 92220

Property Summary

Property Type	Triplex
Details	5 bd · 2.75 ba · 2,186 sqft · built 1934
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Company Names on Record
Last Sale	$554,500 (Oct 2022)
Tax Bill	$7,983 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`540-152-025`

Property Details

APN / Parcel Number

Primary APN	`540-152-025`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	1 Story
Building Area	2,186 sqft Living Area
Gross Area	3,140 sqft
1st Floor Area	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Triplex
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	648 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	309 N 2ND ST
City	BANNING
State	CA
Zip	92220-4771
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	BLOCK 224 MAPPLATB 009 MAPPLATP 044 SUBDIVISIONNAME AMENDED MAP OF THE B ACRES 0.16000000 ACREAGEQUALCODE ML LOT 6-P, 7 LOTTYPE L
Legal Subdivision	AMENDED MAP OF THE B
Legal Block	224
Legal Lot Number	6-P,7
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	2
Census Block	2001
Census Tract	44101

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1161 SANTA MADERA AVE, CHULA VISTA, CA 91913-1706
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 13, 2022	Grant Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Dec 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 1, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Jul 14, 2020	Quit Claim Deed, Transfer IMAGINE ESCROW
Jul 18, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Jul 25, 2019	Grant Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Prior Sale	Jul 25, 2019 · Amount on Record
Deed Document Number	2022428378
Prior Transfer Date	Nov 23, 2021
Prior Transfer Doc	0000709316
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	309 N 2ND ST, BANNING, CA 92220-4771
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 SANTA MADERA AVE, CHULA VISTA, CA 91913-1706

Mortgage

Document Number	0000094607
Date	Mar 30, 2026
Instrument	2026-0094607

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 13, 2022
Property Address	309 N 2ND ST, BANNING, CA 92220-4771
Document Number	0000428378
Map Reference	MB 9 PG 44
Instrument Date	Sep 21, 2022
Instrument	2022-0428378
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 SANTA MADERA AVE, CHULA VISTA, CA 91913-1706

Mortgage

Document Number	0000428379
Date	Oct 13, 2022
Instrument	2022-0428379

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 1, 2021
Property Address	309 N 2ND ST, BANNING, CA 92220-4771
Document Number	0000709316
Map Reference	MB 9 PG 44
Instrument Date	Nov 23, 2021
Instrument	2021-0709316
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19016 PEERLESS BLUFF CT, SANTA CLARITA, CA 91351-5004

Mortgage

Document Number	0000709317
Date	Dec 1, 2021
Instrument	2021-0709317

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 1, 2021
Property Address	309 N 2ND ST, BANNING, CA 92220-4771
Document Number	0000709315
Map Reference	MB 9 PG 44
Instrument Date	Nov 23, 2021
Instrument	2021-0709315
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19016 PEERLESS BLUFF CT, SANTA CLARITA, CA 91351-5004

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 14, 2020
Property Address	309 N 2ND ST, BANNING, CA 92220-4771
Document Number	0000306175
Instrument Date	Jul 6, 2020
Instrument	306175
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	IMAGINE ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	19016 PEERLESS BLUFF CT SANTA CLARITA CA 913515004, SANTA CLARITA, CA 91351-5004

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 18, 2019
Property Address	309 N 2ND ST, BANNING, CA 92220-4771
Document Number	0000267745
Instrument Date	Jul 16, 2019
Instrument	267745
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	235 N 2ND ST BANNING CA 922204770, BANNING, CA 92220-4770

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 25, 2019
Property Address	309 N 2ND ST, BANNING, CA 92220-4771
Document Number	0000277855
Map Reference	MB 9 PG 44
Instrument Date	May 2, 2019
Instrument	2019-0277855
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2291 HERITAGE CIR, CORONA, CA 92882-5700

Mortgage

Document Number	0000277856
Date	Jul 25, 2019
Instrument	2019-0277856

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$588,437 (+2%) Land $104,008 Building $484,429
2025	$7,983.00 (+2.01%)	$576,900 (+4.04%) Land $101,969 Building $474,931
2024	$7,826.00 (+0.08%)
2023	$7,820.00 (+42.73%)	$554,500 Land $98,010 Building $456,490
2022	$5,479.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

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