309 Morgan St, Bonham, TX 75418 Property Records

Fannin County property record for 309 Morgan St, Bonham, TX 75418

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2 ba · 2,059 sqft · built 2015
Lot Size	0.293 acres (12,781 sqft)
Owner	Individual Name on File
Tax Bill	$5,461 (2024)
Deeds & Mortgages	May 2025 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1018-134-0000-05`

Property Details

APN / Parcel Number

Primary APN	`1018-134-0000-05`
Alternative APN	`83559`

Interior

Full Baths	2 Baths
Building Area	2,059 sqft Total Area
1st Floor Area	2,059 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 2015
Exterior Material	Wood
Lot Area	12,781 sqft (0.293 acres)
Lot Dimensions	180 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	704 sqft
Porch	Porch
Porch Area	40 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1018-134-0000-05
Old Parcel Number	83559
Street Address	309 MORGAN ST
City	BONHAM
State	TX
Zip	75418-4631
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	A1018 J P SIMPSON, ACRES .2934, APT # 101 & #102
Legal Subdivision	JP SIMPSON & R BOGART
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	1
Census Block	1076
Census Tract	950600

Owner

309 Morgan St, a residential property, is owned and occupied by an individual who acquired it in January 2021.

Source: Fannin County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	309 MORGAN ST # 102, 102, BONHAM, TX 75418-4631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2025	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 3, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jan 7, 2021	Vendor's Lien, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2021
Deed Sale	Jan 7, 2021
Prior Sale	Oct 6, 2016
Deed Document Number	2021000136
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	309 MORGAN ST, BONHAM, TX 75418-4631
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 MORGAN ST 101, 101, BONHAM, TX 75418-4631

Mortgage

Document Number	2025002598
Date	May 5, 2025
Instrument	2025002598

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	308 Months
Due	Jan 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	309 MORGAN ST, BONHAM, TX 75418-4631
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 MORGAN ST 10110, 10110, BONHAM, TX 75418-4631

Mortgage

Document Number	2022008646
Date	Nov 3, 2022
Instrument	2022008646

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Jan 1, 2051

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Jan 7, 2021
Property Address	309 MORGAN ST, BONHAM, TX 75418-4631
Document Number	2021000136
Instrument Date	Dec 30, 2020
Instrument	2021000136
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1603 W WALNUT ST # 204, 204, ROGERS, AR 72756-3683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 MORGAN ST APT 102, 102, BONHAM, TX 75418-4631

Mortgage

Document Number	2021000137
Date	Jan 7, 2021
Instrument	2021000137

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$246,170 Land $37,190 Building $208,980	$246,170 Land $37,190 Building $208,980
2024	$5,461.00
2023		$281,250 Land $35,270 Building $245,980	$281,250 Land $35,270 Building $245,980
2018	$3,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Morgan St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Morgan St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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