Madison County property record for 309 Moonlight Holw, Flora, MS 39071
| Property Type | Other Improved |
|---|---|
| Details | 4,769 sqft · built 2018 |
| Lot Size | 0.811 acres (35,327 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,070,650 (Jun 2026) |
| Tax Bill | $6,044 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2026 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081D-17-062 |
| Primary APN | 081D-17-062 |
|---|---|
| Alternative APN |
|
| Building Area | 4,769 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 3,469 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 35,327 sqft (0.811 acres) |
| Account Number | 54756 |
|---|---|
| Street Address | 309 MOONLIGHT HOLW |
| City | FLORA |
| State | MS |
| Zip | 39071-6600 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | PUD |
| Legal Description | LOT 93 CHESTNUT HILL PT IE |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 17 |
| Legal Subdivision | CHESTNUT HILL PT 1E |
| Legal Lot Number | 93 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 30402 |
Source: Madison County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 309 MOONLIGHT HOLW, FLORA, MS 39071-6600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Feb 3, 2026 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Jun 16, 2026 | Warranty Deed, Transfer · Line of Credit INSBANK |
| Nov 16, 2018 | Deed of Trust, Mortgage BANKFIRST FIN'L SVCS |
| Nov 16, 2018 | Deed of Trust, Mortgage · Line of Credit BANKFIRST FIN'L SVCS |
| May 17, 2018 | Trustee's Deed, Construction Loan · Line of Credit BANKFIRST FIN'L SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2026 · Amount on Record |
| Deed Sale | Jun 16, 2026 · Amount on Record |
| Prior Sale | Apr 3, 2017 |
| Deed Document Number | 20261053754 |
| Deed Book / Page | 4695 / 311 |
| Prior Transfer Date | Mar 28, 2017 |
| Prior Transfer Doc | 03462/0956 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 309 MOONLIGHT HOLW, FLORA, MS 39071-6600 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 309 MOONLIGHT HOLW, FLORA, MS 39071-6600 |
| Document Number | 004166/295 |
|---|---|
| Date | Feb 4, 2022 |
| Book Page | 4166/295 |
| Instrument | 949870 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 309 MOONLIGHT HOLW, FLORA, MS 39071-6600 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 114 BAINBRIDGE XING, CANTON, MS 39046-6013 |
| Document Number | 004643/486 |
|---|---|
| Date | Feb 3, 2026 |
| Book Page | 4643/486 |
| Instrument | 1045252 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Jan 27, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jun 16, 2026 |
| Property Address | 309 MOONLIGHT HOLW, FLORA, MS 39071-6600 |
| Document Number | 0001053754 |
| Book / Page | 4695 / 311 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 20261053754 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 MOONLIGHT HOLW, FLORA, MS 39071-6600 |
| Investor | Possibly a Property Investor |
| Document Number | 0001053755, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 20261053755 |
| Name | INSBANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 16, 2031 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 309 MOONLIGHT HOLW, FLORA, MS 39071-6600 |
| Document Number | 0000854296 |
| Instrument Date | Nov 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 309 MOONLIGHT HOLW FLORA MS 390716600, FLORA, MS 39071-6600 |
| Document Number | 0000854296 |
|---|---|
| Date | Nov 21, 2018 |
| Book Page | 003669/000064 |
| Instrument | 854296 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, MS 39703 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 20, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 309 MOONLIGHT HOLW, FLORA, MS 39071-6600 |
| Document Number | 0000854291 |
| Instrument Date | Nov 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 309 MOONLIGHT HOLW FLORA MS 390716600, FLORA, MS 39071-6600 |
| Document Number | 0000854291 |
|---|---|
| Date | Nov 21, 2018 |
| Book Page | 003669/000017 |
| Instrument | 854291 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | MADISON, MS 39110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 20, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | May 17, 2018 |
| Property Address | 309 MOONLIGHT HOLW, FLORA, MS 39071-6600 |
| Book / Page | 003601 / 000445 |
| Instrument Date | May 1, 2018 |
| Instrument | 839019 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 114 BAINBRIDGE XING CANTON MS 390466013, CANTON, MS 39046-6013 |
| Document Number | 0000839019 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 003601/000445 |
| Instrument | 839019 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | MADISON, MS 39110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 16, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,044.00 Homeowner's exemption | $68,140 (+0.03%) | $681,400 (+0.03%) Land $120,000 Building $561,400 |
| 2024 | $6,044.00 (+0.03%) | ||
| 2023 | $6,042.00 Homeowner's exemption | $68,118 | $681,180 Land $120,000 Building $561,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 62% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| NETSPEEDMS Fixed Wireless | 439 / 251 |
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