309 Monterey Ct, Benson, NC 27504 Property Records

Johnston County property record for 309 Monterey Ct, Benson, NC 27504

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,402 sqft · built 1996
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$369,000 (Jul 2025)
Tax Bill	$2,225 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13E04026A`

Property Details

APN / Parcel Number

Primary APN	`13E04026A`
Alternative APNs	`2000230753` `2000281725`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,402 sqft Living Area
Gross Area	2,716 sqft
1st Floor Area	1,650 sqft
Attic	Attic
Attic Area	752 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2002
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)

Exterior Amenities

Porch	Slab
Porch Area	138 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000281725
Street Address	309 MONTEREY CT
City	BENSON
State	NC
Zip	27504-9475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 29 DESERT PINES PH 3 44/401
Legal Subdivision	DESERT PINES SUBDIVISION
Legal Phase	3
Legal Lot Number	29
Jurisdiction	JOHNSTON NC
Township / Civil Division	PLEASANT GROVE
Census Block Group	2
Census Block	2004
Census Tract	41506

Owner

309 Monterey Ct is owned and occupied by an individual who bought it in July 2025.

Source: Johnston County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	309 MONTEREY CT, BENSON, NC 27504-9475
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 3, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2025 · Amount on File
Deed Sale	Jul 18, 2025 · Amount on File
Prior Sale	Oct 25, 2024 · Amount on File
Deed Document Number	202521821
Deed Book / Page	6921 / 169
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	309 MONTEREY CT, BENSON, NC 27504-9475
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 MONTEREY CT, BENSON, NC 27504-9475

Mortgage

Document Number	0000037076
Date	Nov 27, 2023
Book Page	6581/411
Instrument	2023037076

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	309 MONTEREY CT, BENSON, NC 27504-9475
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	AMERICAS HOME TITLE LLC, AMERICAN HOME TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000773444
Date	Sep 29, 2021
Book Page	6063/402
Instrument	2021773444

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Aug 3, 2020
Property Address	309 MONTEREY CT, BENSON, NC 27504-9475
Document Number	0000671600
Book / Page	5661 / 845
Map Reference	MB 44 PG 401
Instrument Date	Jul 31, 2020
Instrument	2020671600
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 MONTEREY CT, BENSON, NC 27504-9475

Mortgage

Document Number	0000671601
Date	Aug 3, 2020
Instrument	2020671601

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 309 Monterey Ct was $2,225.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,225.00	$356,100 Land $75,000 Building $281,100	$356,100 Land $75,000 Building $281,100
2023	$1,804.00	$229,890 Land $55,000 Building $174,890	$229,890 Land $55,000 Building $174,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Monterey Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Monterey Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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