309 Mill Stream Pl, Lyndon (Louisville), KY 40222 Property Records

Louisville/Jefferson County Metro Government property record for 309 Mill Stream Pl, Lyndon, KY 40222

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,100 sqft · built 2003
Lot Size	0.581 acres (25,313 sqft)
Owner	Trust Name on File
Last Sale	$730,000 (May 2019)
Tax Bill	$8,624 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21340200090000`

Property Details

APN / Parcel Number

Primary APN	`21340200090000`
Alternative APNs	`340200090000` `01017363`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,100 sqft Finished Area
Basement Area	2,414 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	25,313 sqft (0.581 acres)
Garage Type	Attached
Garage Area	845 sqft
Parking Spaces	3 Parking Spaces
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01017363
Street Address	309 MILL STREAM PL
City	LOUISVILLE
State	KY
Zip	40222-4532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDEN
Legal Description	OFF BLK 21 LOT 190 MILL STREAM PB.47 PG.73 .5811 AC
Legal Subdivision	MILL STREAM
Legal Block	21
Legal Lot Number	190
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	4
Census Block	4007
Census Tract	10103

Owner

309 Mill Stream Pl is owner-occupied and held in a trust since March 2023.

Source: Louisville/Jefferson County Metro Government records, as of July 1, 2026

Owner of Record	Trust Name on File
Mailing Address	309 MILL STREAM PL, LOUISVILLE, KY 40222-4532
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit UNIVERSITY/KY FEDERAL CREDIT UNION
Mar 7, 2023	Intrafamily Transfer, Transfer
May 31, 2019	Grant Deed, Transfer LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Deed Document Number	2019120748
Deed Book / Page	11419 / 226
Last Transfer Date	Mar 6, 2023
Transfer Doc	0000044002
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Recording Date	Jun 24, 2026
Property Address	309 MILL STREAM PL, LOUISVILLE, KY 40222-4532
Document Number	0000074163
Book / Page	19855 / 675
Instrument Date	Jun 9, 2026
Instrument	202674163
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221

Mortgage

Document Number	0000074163,
Date	Jun 24, 2026
Book Page	19855/675
Instrument	202674163

Lender

Name	UNIVERSITY/KY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON KY
Recording Date	Mar 7, 2023
Property Address	309 MILL STREAM PL, LYNDON, KY 40222-4532
Document Number	0000044002
Book / Page	D 12566 / 81
Map Reference	MB 47 PG 73
Instrument Date	Mar 6, 2023
Instrument	2023044002
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	309 MILL STREAM PL, LOUISVILLE, KY 40222-4532

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	May 31, 2019
Property Address	309 MILL STREAM PL, LYNDON, KY 40222-4532
Document Number	0114190226
Book / Page	011419 / 000226
Instrument Date	May 24, 2019
Instrument	120748
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$730.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 MILL STREAM PL LOUISVILLE KY 402224532, LOUISVILLE, KY 40222-4532

Tax Assessment & Valuation

The 2025 property tax bill for 309 Mill Stream Pl was $8,624.

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Lyndon City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,624.00	$765,950 Land $81,110 Building $684,840
2024			$765,950 (-) Land $81,110 Building $684,840
2023	$8,793.00 (-0.34%)	$765,950 (-) Land $81,110 Building $684,840	$765,950 (-) Land $81,110 Building $684,840
2022	$8,823.00	$765,950 Land $81,110 Building $684,840	$765,950 Land $81,110 Building $684,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Mill Stream Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	4 (2015–2018)
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Mill Stream Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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