Beaufort County property record for 309 Mill Pond Rd, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,486 sqft · built 2002 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Jun 2026) |
| Tax Bill | $3,702 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R61003800000960000 |
| Primary APN | R61003800000960000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,486 sqft Living Area |
| 1st Floor Area | 1,486 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 309 MILL POND RD |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910-5865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | LOT 309 THE FARM AT BUCKWALTER PH 1 PB83 PGS142-145 |
| Legal Subdivision | THE FARM AT BUCKWALTER |
| Legal Phase | 1 |
| Legal Lot Number | 309 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 2106 |
309 Mill Pond Rd is owned and occupied by two individuals who bought it in June 2026.
Source: Beaufort County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 MILL POND RD, BLUFFTON, SC 29910-5865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2026 | Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Jul 31, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2026 · Amount on File |
| Deed Sale | Jun 24, 2026 · Amount on File |
| Prior Sale | May 4, 2016 · Amount on File |
| Deed Document Number | 202628081 |
| Deed Book / Page | 4551 / 2775 |
| Prior Transfer Date | Oct 10, 2025 |
| Prior Transfer Doc | 0000034506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jun 24, 2026 |
| Property Address | 309 MILL POND RD, BLUFFTON, SC 29910-5865 |
| Document Number | 0000028081 |
| Book / Page | 4551 / 2775 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202628081 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127,058.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 MILL POND RD, BLUFFTON, SC 29910-5865 |
| Document Number | 0000028082, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 202628082 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jul 31, 2026 |
| Property Address | 309 MILL POND RD, BLUFFTON, SC 29910-5865 |
| Document Number | 0000034506 |
| Book / Page | 4565 / 1293 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 202634506 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 309 MILL POND RD, BLUFFTON, SC 29910-5865 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 309 MILL POND RD, BLUFFTON, SC 29910-5865 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000041077 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 3890/1476 |
| Instrument | 2020041077 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | LECKRONE, PA 15454 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
The 2025 property tax bill for 309 Mill Pond Rd was $3,702, up 1.4% from the year before.
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,702.00 (+1.42%) | $12,550 (+0.69%) | $311,600 (-) Land $100,000 Building $211,600 |
| 2024 | $3,650.00 | $12,464 (-) Land $4,000 Building $8,464 | $311,600 (-) Land $100,000 Building $211,600 |
| 2023 | $3,650.00 (+9.61%) | $12,464 (+71.3%) Land $4,000 Building $8,464 | $311,600 (+71.3%) Land $100,000 Building $211,600 |
| 2022 | $3,330.00 | $7,276 Land $2,200 Building $5,076 | $181,900 Land $55,000 Building $126,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 309 Mill Pond Rd in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 428 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 428 in force |
| Nearby Flood Claims | 31 (2015–2024) |
| Claims Outside the SFHA | 30 of 31 |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Mill Pond Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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