309 Midwestern Dr, Ottawa, IL 61350 Property Records

LaSalle County property record for 309 Midwestern Dr, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1,920 sqft · built 1980
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,000 (May 2018)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-13-346-003`

Property Details

APN / Parcel Number

Primary APN	`22-13-346-003`
Alternative APN	`18-13-351-003`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,920 sqft Total Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	309 MIDWESTERN DR
City	OTTAWA
State	IL
Zip	61350-4566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIDWESTERN SUB, LT 3 SEC 13-33-3
Legal Range	03
Legal Township	33
Legal Section	13
Legal Subdivision	MIDWESTERN SUB
Legal Lot Number	3
Jurisdiction	LASALLE IL
Township / Civil Division	SOUTH OTTAWA
Census Block Group	1
Census Block	1010
Census Tract	963500

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 MIDWESTERN DR, OTTAWA, IL 61350-4566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage · Line of Credit OSB COMMUNITY BANK
Oct 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage OSB COMMUNITY BANK
May 29, 2018	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on Record
Deed Sale	May 29, 2018 · Amount on Record
Prior Sale	Jul 28, 2006 · Amount on Record
Deed Document Number	20186350
Last Transfer Date	Sep 28, 2021
Transfer Doc	202115588
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	309 MIDWESTERN DR, OTTAWA, IL 61350-4566
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202509450
Date	Sep 5, 2025
Instrument	2025-09450

Lender

Name	OSB COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 27, 2045

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LASALLE IL
Recording Date	Oct 6, 2021
Property Address	309 MIDWESTERN DR, OTTAWA, IL 61350-4566
Document Number	202115588
Instrument Date	Sep 28, 2021
Instrument	2021-15588
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	WHEATLAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	309 MIDWESTERN DR, OTTAWA, IL 61350-4566

Mortgage

Document Number	202115589
Date	Oct 6, 2021
Instrument	2021-15589

Lender

Name	OSB COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.88%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	May 29, 2018
Property Address	309 MIDWESTERN DR, OTTAWA, IL 61350-4566
Document Number	201806350
Instrument Date	May 14, 2018
Instrument	201806350
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$219.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 MIDWESTERN DR, OTTAWA, IL 61350-4566

Mortgage

Document Number	201806351
Date	May 29, 2018
Instrument	201806351

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	South Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$71,052 (+8.5%) Land $7,007 Building $64,045	$213,156 (+8.5%) Land $21,021 Building $192,135
2024	$65,486 (+8.74%) Land $6,458 Building $59,028	$196,458 (+8.74%) Land $19,374 Building $177,084
2023	$60,223 Land $5,939 Building $54,284	$180,669 Land $17,817 Building $162,852

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Surf Internet.

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