309 Midway Ave, Duluth, MN 55810 Property Records

St. Louis County property record for 309 Midway Ave, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 722 sqft · built 1920
Lot Size	0.229 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Aug 2023)
Tax Bill	$1,030 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`450-0080-00160`

Property Details

APN / Parcel Number

Primary APN	`450-0080-00160`
Alternative APNs	`1016725` `1154056`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	722 sqft Gross Area
1st Floor Area	579 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,001 sqft (0.229 acres)
Garage Area	384 sqft

Exterior Amenities

Porch	Porch
Porch Area	105 sqft
Deck Area	Deck Area
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1154056
Street Address	309 MIDWAY AVE
City	DULUTH
State	MN
Zip	55810-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOTS 2 AND 3 SERIAL #
Legal Subdivision	MIDWAY PARK 2ND ADD TO PROCTOR
Legal Block	2
Legal Lot Number	2-3
Jurisdiction	ST LOUIS MN
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1015
Census Tract	10200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 MIDWAY AVE, DULUTH, MN 55810-1812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	Sep 23, 2016 · Amount on Record
Deed Document Number	20231071914
Prior Transfer Date	Jun 29, 2016
Prior Transfer Doc	000T973600
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 31, 2023
Property Address	309 MIDWAY AVE, DULUTH, MN 55810-1812
Document Number	0001071914
Instrument Date	Aug 17, 2023
Instrument	1071914
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	309 MIDWAY AVE, DULUTH, MN 55810-1812

Mortgage

Document Number	0001071915
Date	Aug 31, 2023
Instrument	1071915

Lender

Name	PROCTOR FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	1-Year T-Bill
Max Rate	11%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Midway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,030.00 (-17.07%) Homeowner's exemption
2025		$134,300 (+10.26%) Land $23,000 Building $111,300	$134,300 (+10.26%) Land $23,000 Building $111,300
2024	$1,242.00 (+5.25%)	$121,800 (+20.83%) Land $28,300 Building $93,500	$121,800 (+20.83%) Land $28,300 Building $93,500
2023	$1,180.00 Homeowner's exemption
2022		$100,800 (+5.22%) Land $24,800 Building $76,000	$100,800 (+5.22%) Land $24,800 Building $76,000
2021		$95,800 Land $24,400 Building $71,400	$95,800 Land $24,400 Building $71,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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