309 McKinley Ave, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 309 McKinley Ave, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	3,197 sqft · built 1981
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on File
Tax Bill	$18,698 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05 00459-G-00007`

Property Details

APN / Parcel Number

Primary APN	`05 00459-G-00007`
Alternative APNs	`05-00459-07-00007` `0500459000G00007` `00013652`

Interior

Building Area	3,197 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	100 ft deep x 90 ft wide

Location & Zoning

Street Address	309 MCKINLEY AVE
City	EDISON
State	NJ
Zip	08820-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBB
Legal Description	90X100
Legal Subdivision	EDISON COUNTRY ESTATES SEC 5
Legal Block	459.7
Legal Lot Number	7
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2011
Census Tract	1410

Owner

309 McKinley Ave is owned and occupied by two individuals.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 MCKINLEY AVE, EDISON, NJ 08820-1626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit AFFINITY FEDERAL CREDIT UNION
Mar 14, 2019	Deed of Trust, Mortgage · ARM AFFINITY FCU
Nov 9, 2016	Loan Modification, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 6, 2026
Property Address	309 MCKINLEY AVE, EDISON, NJ 08820-1626
Document Number	0000021576
Book / Page	19990 / 1109
Instrument Date	Mar 27, 2026
Instrument	202621576
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 MCKINLEY AVE, EDISON, NJ 08820-1626

Mortgage

Document Number	0000021576,
Date	Apr 6, 2026
Book Page	19990/1109
Instrument	202621576

Lender

Name	AFFINITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	309 MCKINLEY AVE, EDISON, NJ 08820-1626
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	MEMBERS ALLIANCE TTL AGCY LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019542
Date	Mar 14, 2019
Book Page	17446/1568
Instrument	201900019542

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	9.25%

November 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MIDDLESEX NJ
Property Address	309 MCKINLEY AVE, EDISON, NJ 08820-1626
Document Number	0000000183
Instrument Date	Nov 9, 2016
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 MCKINLEY AVE EDISON NJ 088201626, EDISON, NJ 08820-1626

Mortgage

Document Number	0000000183
Date	Feb 15, 2017
Book Page	000245/000420
Instrument	183

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	468 Months
Due	Feb 14, 2056

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 309 McKinley Ave was $18,698, up 3.8% from the year before.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,200 (-) Land $120,000 Building $194,200	$314,200 (-) Land $120,000 Building $194,200
2025	$18,698.00 (+3.83%)	$314,200 Land $120,000 Building $194,200	$314,200 Land $120,000 Building $194,200
2024	$18,009.00
2023		$314,200 Land $120,000 Building $194,200	$314,200 Land $120,000 Building $194,200
2022	$17,925.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 McKinley Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1984–1996)
Most Recent Claim	Oct 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 McKinley Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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