309 McClelland Ave, Cincinnati, OH 45217 Property Records

Hamilton County property record for 309 McClelland Ave, Cincinnati, OH 45217

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,296 sqft · built 1916
Lot Size0.096 acres (4,182 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Aug 2025)
Tax Bill$3,726 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2025 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN582-0009-0183-00

Property Details

APN / Parcel Number

Primary APN582-0009-0183-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
Gross Area1,934 sqft
1st Floor Area662 sqft
2nd Floor Area634 sqft
Upper Floors Area634 sqft
Basement Area638 sqft

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area4,182 sqft (0.096 acres)
Lot Dimensions125 ft deep x 33 ft wide
PorchOpen Frame Porch
Porch Area154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address309 MCCLELLAND AVE
CityCINCINNATI
StateOH
Zip45217-1341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description309 MC CLELLND AV 33.33X125 PT LOT 183-184 STEPAN KEMPERS FARM
Legal SubdivisionKEMPER
Legal Lot Number183-1
JurisdictionHAMILTON OH
Township / Civil DivisionST. BERNARD
Census Block Group3
Census Block3035
Census Tract25800

Owner

Source: Hamilton County records, as of June 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-1337
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK
Feb 4, 2025Deed of Trust, Mortgage · Line of Credit
FIRST STATE BANK
Jun 10, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE BANK
Jan 29, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2025 · Amount on Record
Deed SaleAug 18, 2025 · Amount on Record
Prior SaleJun 10, 2019 · Amount on Record
Deed Document Number202562196
Deed Book / Page15481 / 80
Prior Transfer DateMay 29, 2019
Prior Transfer Doc0000044979
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address309 MCCLELLAND AVE, CINCINNATI, OH 45217-1341
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000019859
DateFeb 16, 2021
Book Page14355/3715
Instrument2021-0019859
Lender
NameFIRST STATE BANK
TypeBank
AddressWINCHESTER, OH 45697
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term169 Months
DueMar 1, 2035

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address309 MCCLELLAND AVE, CINCINNATI, OH 45217-1341
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000007624
DateFeb 4, 2025
Book Page15346/1316
Instrument2025-0007624
Lender
NameFIRST STATE BANK
TypeBank
AddressWINCHESTER, OH 45697
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 11, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 10, 2019
Property Address309 MCCLELLAND AVE, CINCINNATI, OH 45217-1341
Document Number0000044979
Book / Page13935 / 01444
Map ReferenceMB 8 VOL 2 PG 33
Instrument DateMay 29, 2019
Instrument2019-0044979
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$524.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address309 MCCLELLAND AVE, CINCINNATI, OH 45217-1341

Mortgage

Document Number0000044980
DateJun 10, 2019
Instrument2019-0044980
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2034

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJan 29, 2018
Property Address309 MCCLELLAND AVE, CINCINNATI, OH 45217-1341
Document Number0000008101
Book / Page013593 / 001514
Instrument DateJan 22, 2018
Instrument8101
Transaction TypeTransfer
Record UpdatedMar 1, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$105.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address307 MCCLELLAND AVE CINCINNATI OH 452171341, CINCINNATI, OH 45217-1341

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalitySt. Bernard Village
Unified School DistrictSt. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,726.00 (+4.37%)$60,631 (-) Land $8,491 Building $52,140$173,230 (-) Land $24,260 Building $148,970
2024$3,570.00 (-4.16%)$60,631 (-) Land $8,491 Building $52,140
2023$3,725.00 (+4.66%)$60,631 (+34.75%) Land $8,491 Building $52,140$173,230 (+34.75%) Land $24,260 Building $148,970
2022$3,559.00 Homeowner's exemption$44,996 Land $6,622 Building $38,374
2020$128,560 Land $18,920 Building $109,640

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1997)
Most Recent ClaimMar 1997 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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