309 McCarthy St, Utica, SD 57067 Property Records

Yankton County property record for 309 McCarthy St, Utica, SD 57067

Property Summary

Property Type	Other Improved
Lot Size	0.502 acres (21,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$58,500 (May 2021)
Tax Bill	$183 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`67.100.009.050`

Property Details

APN / Parcel Number

Primary APN	`67.100.009.050`

Exterior

Lot Area	21,875 sqft (0.502 acres)

Location & Zoning

Street Address	309 MCCARTHY ST
City	UTICA
State	SD
Zip	57067-7715
Property Category	Other
Property Type	Other > Other Improved
Legal Description	W2 LT 2 & ALL LTS 3, 4 & 5 BLK 9 ORIGINAL TOWN
Legal Subdivision	ORIGINAL TOWN
Legal Block	9
Legal Lot Number	2-5
Jurisdiction	YANKTON SD
Township / Civil Division	UTICA
Census Block Group	2
Census Block	2170
Census Tract	966400

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 MCCARTHY ST, UTICA, SD 57067-7715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Line of Credit ELKHORN VALLEY BANK & TRUST
May 12, 2021	Warranty Deed, Transfer NOT AVAILABLE, YANKTON TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2021 · Amount on Record
Deed Sale	May 12, 2021 · Amount on Record
Prior Sale	Jun 11, 2010 · Amount on Record
Deed Book / Page	558 / 392
Prior Transfer Date	Apr 20, 2010
Prior Transfer Doc	000491/573
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	309 MCCARTHY ST, UTICA, SD 57067-7715
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54315 870TH RD, OSMOND, NE 68765-5000

Mortgage

Document Number	0000565/29
Date	May 9, 2022
Book Page	565/29

Lender

Name	ELKHORN VALLEY BANK & TRUST
Type	Bank
Address	NORFOLK, NE 68701

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	May 12, 2021
Property Address	309 MCCARTHY ST, UTICA, SD 57067-7715
Document Number	000558/392
Book / Page	558 / 392
Map Reference	MB S PG 43
Instrument Date	May 12, 2021
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	NOT AVAILABLE, YANKTON TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$58.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 PENINAH ST, 1800, YANKTON, SD 57078-2533

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 MCCARTHY ST, UTICA, SD 57067-7715

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Utica Town
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,200 (-) Land $3,900 Building $6,300	$10,200 (-) Land $3,900 Building $6,300
2025	$183.00 (-17.57%)	$10,200 (-) Land $3,900 Building $6,300
2023		$10,200 Land $3,900 Building $6,300
2022	$222.00
2021			$10,200 Land $3,900 Building $6,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2008–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTICA serves 65 people · EPA ID SD4600338
Water Source	Purchased surface water from BY WATER DISTRICT
Last State Inspection	Jul 2024
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Golden West Telecommunications Fiber	1,000 / 1,000
Santel Fiber	1,000 / 1,000
South Dakota Wireless Internet Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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