309 McCarthy Dr, Clayton, NC 27527 Property Records

Johnston County property record for 309 McCarthy Dr, Clayton, NC 27527

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,078 sqft · built 2003
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Oct 2018)
Tax Bill	$3,411 (2026)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16I02015W`

Property Details

APN / Parcel Number

Primary APN	`16I02015W`
Alternative APN	`2000213334`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,078 sqft Living Area
Gross Area	2,357 sqft
1st Floor Area	891 sqft
Attic	Attic
Attic Area	56 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Porch	Patio
Porch Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000213334
Street Address	309 MCCARTHY DR
City	CLAYTON
State	NC
Zip	27527-5795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 2105 RIVERWOOD ATHLETIC CLUB PH 2C 57/118-127
Legal Phase	2C
Legal Lot Number	2105
Jurisdiction	JOHNSTON NC
Township / Civil Division	WILDERS
Census Block Group	4
Census Block	4031
Census Tract	40209

Owner

309 McCarthy Dr is owned and occupied by two individuals who bought it in October 2018.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 MCCARTHY DR, CLAYTON, NC 27527-5795
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2018 · Amount on File
Deed Sale	Oct 12, 2018 · Amount on File
Prior Sale	Jan 6, 2012 · Amount on File
Deed Document Number	2018588123
Deed Book / Page	5232 / 107
Prior Transfer Date	Oct 10, 2018
Prior Transfer Doc	0000588123
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Oct 12, 2018
Property Address	309 MCCARTHY DR, CLAYTON, NC 27527-5795
Document Number	0000588123
Book / Page	005232 / 000107
Instrument Date	Oct 10, 2018
Instrument	588123
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	SERVICELINK EAST ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 MCCARTHY DR CLAYTON NC 275275795, CLAYTON, NC 27527-5795

Mortgage

Document Number	588124
Date	Oct 12, 2018
Book Page	005232/000109
Instrument	588124

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 309 McCarthy Dr was $3,411, down 1% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Clayton Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,411.00 (-0.99%)	$341,170 (-) Land $85,000 Building $256,170	$341,170 (-) Land $85,000 Building $256,170
2025	$3,445.00	$341,170 Land $85,000 Building $256,170	$341,170 Land $85,000 Building $256,170
2023	$2,711.00	$210,180 Land $42,000 Building $168,180	$210,180 Land $42,000 Building $168,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 McCarthy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 McCarthy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLAYTON - NORTH serves 4,703 people · EPA ID NC4051019
Water Source	Purchased surface water from JOHNSTON CO-WEST
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20