309 Maple St, Center Point, IA 52213 Property Records

Benton County property record for 309 Maple St, Center Point, IA 52213

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,722 sqft · built 1993
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jul 2009)
Tax Bill	$5,188 (2026)
Deeds & Mortgages	Sep 2025 Second Mortgage Sep 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`83016520`

Property Details

APN / Parcel Number

Primary APN	`83016520`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,722 sqft Living Area
Basement Area	1,722 sqft
Finished Basement	1,450 sqft
Unfinished Basement	272 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	53,143 sqft (1.22 acres)
Garage Type	Mixed
Garage Area	1,432 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	324 sqft
Deck Area	216 sqft
Patio Area	840 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	309 MAPLE ST
City	CENTER POINT
State	IA
Zip	52213-9248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	APPLEBY-KESTER 1ST ADD LOT #1 35 86 9
Legal Range	09W
Legal Township	86N
Legal Section	35
Legal Subdivision	APPLEBY KESTER
Legal Lot Number	1,9,35
Jurisdiction	BENTON IA
Township / Civil Division	POLK
Census Block Group	1
Census Block	1021
Census Tract	960100

Owner

309 Maple St is owned and occupied by two individuals who bought it in July 2009.

Source: Benton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 MAPLE ST, CENTER POINT, IA 52213-9248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FCU
Sep 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FCU
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2009 · Amount on File
Deed Sale	Jul 15, 2009 · Amount on File
Deed Book / Page	9 / 3332
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	309 MAPLE ST, CENTER POINT, IA 52213-9248
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000253556
Date	Sep 18, 2025
Instrument	25-3556

Lender

Name	FIRST FCU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52405

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Oct 1, 2030

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	309 MAPLE ST, CENTER POINT, IA 52213-9248
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000253546
Date	Sep 18, 2025
Instrument	25-3546

Lender

Name	FIRST FCU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52405

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Oct 1, 2030

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	309 MAPLE ST, CENTER POINT, IA 52213-9248
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000213302
Date	Jul 1, 2021
Instrument	21-3302

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	309 MAPLE ST, CENTER POINT, IA 52213-9248
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000204369
Date	Oct 1, 2020
Instrument	20-4369

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 309 Maple St was $5,188 with a homeowner's exemption.

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Unified School District	Center Point-Urbana Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,188.00	$388,400 (-) Land $62,500 Building $325,900	$388,400 (-) Land $62,500 Building $325,900
2025		$388,400 Land $62,500 Building $325,900	$388,400 Land $62,500 Building $325,900
2024	$5,212.00
2023		$362,500 (+30.26%) Land $55,600 Building $306,900	$362,500 Land $55,600 Building $306,900
2022	$4,558.00 Homeowner's exemption	$278,300 Land $44,500 Building $233,800
2021			$278,300 Land $44,500 Building $233,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Maple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Maple St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
USA Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

Nearby Properties on Maple St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures