309 Main St, Carrollton, KY 41008 Property Records

Carroll County property record for 309 Main St, Carrollton, KY 41008

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 756 sqft · built 1949
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$16,483 (Oct 2009)
Tax Bill	$399 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C1-04-03`

Property Details

APN / Parcel Number

Primary APN	`C1-04-03`
Alternative APNs	`112931` `94712` `94711`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	756 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Concrete Block
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	85 ft deep x 23 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	112931
Street Address	309 MAIN ST
City	CARROLLTON
State	KY
Zip	41008-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLDG & LOT
Legal Subdivision	CITY OF CARROLLTON
Jurisdiction	CARROLL KY
Township / Civil Division	CARROLLTON
Census Block Group	1
Census Block	1001
Census Tract	950200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Carrollton Historic District listed 1982 · 334 contributing resources · NRIS 82001553

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 JOSEPH ST, CARROLLTON, KY 41008-8212
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2009 · Amount on Record
Deed Sale	Oct 22, 2009 · Amount on Record
Prior Sale	Aug 31, 2009 · Amount on Record
Deed Book / Page	180 / 405
Record Updated	Oct 29, 2026

February 2024: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	CARROLL KY
Recording Date	Feb 27, 2024
Property Address	309 MAIN ST, CARROLLTON, KY 41008-1024
Document Number	00D230/342
Book / Page	D230 / 342
Instrument Date	Feb 27, 2024
Instrument	2208139
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	914 HIGHLAND AVE, CARROLLTON, KY 41008-1040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 JOSEPH ST, CARROLLTON, KY 41008-8212

Mortgage

Date	Feb 27, 2024

Lender

Name	MEFFCO PROPERTIES LIABILITY COMPANY
Type	Non-Lending Institution

Agreement

Type	Land Contract
Amount	Amount Recorded

Interest

Rate	12.5%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Carroll County
Municipality	Carrollton City
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$399.00 (-0.25%)	$39,700 (-) Land $7,000 Building $32,700	$39,700 (-) Land $7,000 Building $32,700
2025	$400.00 (+140.96%)	$39,700 (+140.61%) Land $7,000 Building $32,700	$39,700 (+140.61%) Land $7,000 Building $32,700
2023	$166.00	$16,500 Land $7,000 Building $9,500	$16,500 Land $7,000 Building $9,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1978–2025)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLLTON UTILITIES serves 6,851 people · EPA ID KY0210067
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Broadlinc.

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