Highlands County property record for 309 Madrid Dr, Sebring, FL 33876
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.574 acres (25,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (May 2025) |
| Tax Bill | $971 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-15-35-30-040-00H0-0020 |
| Primary APN | C-15-35-30-040-00H0-0020 |
|---|
| Lot Area | 25,000 sqft (0.574 acres) |
|---|---|
| Lot Dimensions | 200 ft deep x 125 ft wide |
| Street Address | 309 MADRID DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33876-8111 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R1 |
| Legal Description | SPRING LAKE VILLAGE IV PB 9-PG 75 LOT 2 BLK H |
| Legal Range | 30E |
| Legal Township | 35S |
| Legal Section | 15 |
| Legal Subdivision | SPRING LAKE VILL 04 |
| Legal Block | H |
| Legal Lot Number | 2 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 961000 |
Source: Highlands County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 309 MADRID DR, SEBRING, FL 33876-8111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ACRI MORTGAGE |
| Nov 24, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 2, 2024 | Deed of Trust, Mortgage · Construction Mortgage CONSTRUCTION LOAN SERVICES LLC |
| May 20, 2025 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Apr 14, 2022 | Public Action, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2025 · Amount on Record |
| Deed Sale | May 20, 2025 · Amount on Record |
| Prior Sale | Apr 14, 2022 · Amount on Record |
| Deed Document Number | 20252260323 |
| Deed Book / Page | 3119 / 1485 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 16, 2026 |
| Property Address | 309 MADRID DR, SEBRING, FL 33876-8111 |
| Document Number | 0002317359 |
| Book / Page | 3199 / 5 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20262317359 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 309 MADRID DR, SEBRING, FL 33876-8111 |
| Document Number | 0002317359, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 3199/5 |
| Instrument | 20262317359 |
| Name | ACRI MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 309 MADRID DR, SEBRING, FL 33876-8111 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 309 MADRID DR, SEBRING, FL 33876-8111 |
| Document Number | 0002288955 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | 3158/1489 |
| Instrument | 2288955 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 10, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 309 MADRID DR, SEBRING, FL 33876-8111 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6822 LITTLE BLUE LN, SAINT CLOUD, FL 34773-6022 |
| Document Number | 0002224991 |
|---|---|
| Date | Oct 2, 2024 |
| Book Page | 3072/1164 |
| Instrument | 2224991 |
| Name | CONSTRUCTION LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PUYALLUP, WA 98374 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 20, 2025 |
| Property Address | 309 MADRID DR, SEBRING, FL 33876-8111 |
| Document Number | 0002260323 |
| Book / Page | 3119 / 1485 |
| Map Reference | MB 9 PG 75 |
| Instrument Date | May 6, 2025 |
| Instrument | 2260323 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6777 ALDER RD, HARMONY, FL 34773-6125 |
| Name | Verified Name |
|---|---|
| Address | 309 MADRID DR, SEBRING, FL 33876-8111 |
| Document Number | 0031191487 |
|---|---|
| Date | May 20, 2025 |
| Instrument | 3119/1487 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 14, 2022 |
| Property Address | 309 MADRID DR, SEBRING, FL 33876-8111 |
| Document Number | 0002088073 |
| Book / Page | 2898 / 203 |
| Map Reference | MB 9 PG 75 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 2088073 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $98.00 |
| Amount Accuracy | Tax Sale |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6822 LITTLE BLUE LN, SAINT CLOUD, FL 34773-6022 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $971.00 (+15.18%) | $18,500 (+12.12%) Land $18,500 | $18,500 (+12.12%) Land $18,500 |
| 2024 | $843.00 (+10.34%) | ||
| 2023 | $764.00 (+27.33%) | $16,500 (+17.86%) Land $16,500 | $16,500 (+17.86%) Land $16,500 |
| 2022 | $600.00 | $14,000 Land $14,000 | $14,000 Land $14,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (2004–2017) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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