Chesapeake City property record for 309 Luid Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 3,950 sqft · built 1994 |
| Lot Size | 3.3 acres (143,879 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $477,000 (Oct 2021) |
| Tax Bill | $8,805 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Oct 2021 Sale & Mortgage |
| APN | 0861007000110 |
| Primary APN | 0861007000110 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,950 sqft Living Area |
| 1st Floor Area | 1,179 sqft |
| Upper Floors Area | 1,179 sqft |
| Attic | Attic |
| Attic Area | 512 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 143,879 sqft (3.3 acres) |
| Lot Width | 200 ft Width |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 592 sqft |
| Porch | Open Porch |
| Porch Area | 258 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 309 LUID DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-2268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | E HICKORY RIDGE SEC TWO 3.303 AC |
| Legal Subdivision | HICKORY RIDGE (1985) |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 21009 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 309 LUID DR, CHESAPEAKE, VA 23322-2268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Oct 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2021 · Amount on Record |
| Deed Sale | Oct 4, 2021 · Amount on Record |
| Prior Sale | Sep 13, 2016 |
| Deed Document Number | 202145109 |
| Deed Book / Page | 10457 / 337 |
| Prior Transfer Date | Oct 1, 2021 |
| Prior Transfer Doc | 010457/337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 309 LUID DR, CHESAPEAKE, VA 23322-2268 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 10146/1704 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 10146/1704 |
| Instrument | 200014038 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 4, 2021 |
| Property Address | 309 LUID DR, CHESAPEAKE, VA 23322-2268 |
| Document Number | 010457/337 |
| Book / Page | 10457 / 337 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 210045109 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 LUID DR, CHESAPEAKE, VA 23322-2268 |
| Document Number | 0210045110 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 210045110 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $910,200 (+4.4%) Land $268,000 Building $642,200 | $910,200 (+4.4%) Land $268,000 Building $642,200 | |
| 2025 | $8,805.00 (+4.73%) | $871,800 (+11.23%) Land $237,600 Building $634,200 | $871,800 (+11.23%) Land $237,600 Building $634,200 |
| 2024 | $8,407.00 (+45.27%) | ||
| 2023 | $783,800 (+4.27%) Land $187,600 Building $596,200 | $783,800 (+4.27%) Land $187,600 Building $596,200 | |
| 2022 | $751,700 Land $167,600 Building $584,100 | $751,700 Land $167,600 Building $584,100 | |
| 2019 | $5,787.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 10 (1999–2025) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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