309 Luann Rd, Jacksonville, NC 28540 Property Records

Onslow County property record for 309 Luann Rd, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,077 sqft · built 1981
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,000 (Mar 2026)
Tax Bill	$710 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`329F-64`

Property Details

APN / Parcel Number

Primary APN	`329F-64`
Alternative APNs	`490009655` `461810000` `490030089` `032959`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,077 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	140 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	490030089
Street Address	309 LUANN RD
City	JACKSONVILLE
State	NC
Zip	28540-4034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	L4 S2 BB SHAMROCK VILLAGE
Legal Subdivision	SHAMROCK VILLAGE SEC 2
Legal Block	B
Legal Lot Number	4
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	3
Census Block	3000
Census Tract	1202

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 LUANN RD, JACKSONVILLE, NC 28540-4034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Warranty Deed, Transfer · USDA Mortgage NEIGHBORS BANK
Apr 12, 2024	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Jul 22, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2026 · Amount on Record
Deed Sale	Mar 26, 2026 · Amount on Record
Prior Sale	Apr 12, 2024 · Amount on Record
Deed Book / Page	6555 / 630
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 26, 2026
Property Address	309 LUANN RD, JACKSONVILLE, NC 28540-4034
Document Number	0065550630
Book / Page	6555 / 630
Map Reference	MB 21 PG 70
Instrument Date	Mar 4, 2026
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$426.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 LUANN RD, JACKSONVILLE, NC 28540-4034
Investor	Possibly a Property Investor

Mortgage

Document Number	0006555633
Date	Mar 26, 2026
Instrument	6555/633

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 7, 2056

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 12, 2024
Property Address	309 LUANN RD, JACKSONVILLE, NC 28540-4034
Document Number	0061300977
Book / Page	6130 / 977
Map Reference	MB 21 PG 70
Instrument Date	Apr 4, 2024
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$398.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2111 HINES FARM RD, JACKSONVILLE, NC 28540-8888

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 LUANN RD, JACKSONVILLE, NC 28540-4034

Mortgage

Document Number	0006131001
Date	Apr 12, 2024
Instrument	6131-001

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 22, 2020
Property Address	309 LUANN RD, JACKSONVILLE, NC 28540-4034
Document Number	0052190212
Book / Page	005219 / 000212
Instrument Date	Jul 16, 2020
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$72.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 RAINTREE CIR JACKSONVILLE NC 285409145, JACKSONVILLE, NC 28540-9145

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$710.00	$176,329 (+62.5%) Land $60,000 Building $116,329	$176,329 (+62.5%) Land $60,000 Building $116,329
2025	$710.00	$108,513 (-) Land $30,000 Building $78,513	$108,513 (-) Land $30,000 Building $78,513
2023	$710.00	$108,513 Land $30,000 Building $78,513	$108,513 Land $30,000 Building $78,513

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURADALE S/D private · serves 2,527 people · EPA ID NC0467136
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	ONSLOW WTR AND SEWER AUTHORITY
Lead	4 ppb (2025) action level 15 ppb
Copper	2.26 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Mar 2024 Corrosion control Jul 2021
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

Nearby Properties on Luann Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures