309 Lower St, Turner, ME 04282 Property Records

Androscoggin County and Turner Town property record for 309 Lower St, Turner, ME 04282

Property Summary

Property Type	Single Family Home
Details	2,032 sqft · built 2002
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jun 2022)
Tax Bill	$4,318 (2025)
Deeds & Mortgages	Aug 2022 Refinance Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:034 L:34A`

Property Details

APN / Parcel Number

Primary APN	`M:034 L:34A`
Alternative APNs	`TURN M:034 L:034 S:A` `365`

Interior

Stories	1 Story
Building Area	2,032 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	108,900 sqft (2.5 acres)

Location & Zoning

Account Number	365
Street Address	309 LOWER ST
City	TURNER
State	ME
Zip	04282-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5B
Legal Lot Number	34
Jurisdiction	TURNER ME
Township / Civil Division	TURNER
Census Block Group	3
Census Block	3014
Census Tract	42000

Owner

Source: Androscoggin County and Turner Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 LOWER ST, TURNER, ME 04282-3904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BISON STATE BANK
Jun 17, 2022	Warranty Deed, Transfer
Sep 22, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Sep 12, 2006 · Amount on Record
Deed Document Number	202211346
Deed Book / Page	11133 / 152
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TURNER ME
Property Address	309 LOWER ST, TURNER, ME 04282-3904
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0111730118
Date	Aug 1, 2022
Book Page	11173/118
Instrument	14746

Lender

Name	BISON STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TURNER ME
Recording Date	Jun 17, 2022
Property Address	309 LOWER ST, TURNER, ME 04282-3904
Document Number	0111330152
Book / Page	11133 / 152
Instrument Date	Jun 16, 2022
Instrument	11346
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	961 HOTEL RD, AUBURN, ME 04210-8955

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TURNER ME
Property Address	309 LOWER ST, TURNER, ME 04282-3904
Document Number	0096990054
Book / Page	009699 / 000054
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 LOWER ST TURNER ME 042823904, TURNER, ME 04282-3904

Mortgage

Document Number	0096990054
Date	Oct 2, 2017
Book Page	009699/000054
Instrument	17196

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Androscoggin County and Turner Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Androscoggin County
County Subdivision	Turner Town
Unified School District	School Administrative District 52 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,318.00 (+6.67%)	$317,500 (-) Land $79,300 Building $238,200
2024	$4,048.00 (+1.58%)	$317,500 (-) Land $79,300 Building $238,200
2023	$3,985.00 (+10.08%)	$317,500 (-) Land $79,300 Building $238,200
2022	$3,620.00	$317,500 Land $79,300 Building $238,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 23, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2007–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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